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  1. Speed_D3mon

    How much to keep in SMSF and is this tax effective?

    Hey guys, I currently own 2 IP's and rent. I've been looking in to purchasing property in a SMSF and have a few q's regarding this. I currently don't have a great deal in my super as I've been self employed and have neglected it somewhat. I'm planning to start shuffling cash in to the fund up...
  2. Speed_D3mon

    Trouble getting a loan due to newly self employed

    Hey guys, I've been looking for a while to get a loan for my next PPOR and having huge difficulties. First off, I currently have 2 IP's with a bit of equity and am currently renting. equity is nothing special. maybe 100k in one and 40k in the second (rough guess). I'm working in the mines as...
  3. Speed_D3mon

    All in one software for tax time

    Hey guys, I've had a look around and I know there's plenty of good software applications for either budgeting, property investment or share trading but I'm look for one that does all of the above. I keep a pretty accurate budget using quicken and while it does the job I've found it less than...
  4. Speed_D3mon

    Paying fees to swap to Interest Only?

    I currently have 2 IP's and am paying P&I on both of them. They are both negetively geered and I can afford the repayments quite compfortably but was wondering if it works out better to swap to interest only. Fees are $300 and $125 to swap them over and I have an offset account on one of these...
  5. Speed_D3mon

    Offset account on IP - worth it?

    Hi guys, I have a fixed interest loan with an offset account for one of my properties. This has been my PPOR up until now but i am about to rent it out. The offset account has saved quite a large chunk of principle payments thus far but I'm wondering if it is worth leaving the money in that...
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