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My Mum's trying to talk my Dad into investing in property, but he's suggested they see a financial advisor first. She reckons he's stalling, because she's been trying to talk him into seeing an advisor for years, but she's happy to see one if it'll help. Does anyone know a good financial...

We're getting our new front door made to order (for PPOR), and would like to put a simple gum-leaf-and-branch motif on the sidelights. Searching the Yellow Pages for "sand blasting" came up with industrial cleaning solutions, which is not what we're after. Trying "etching" got a list of...

http://www.theage.com.au/articles/2005/10/30/1130607152077.html

Can anyone recommend a reliable insurance broker? We've just found out that the bank requires proof of insurance before they'll finalise the loan. Thanks heaps :) K

We've finally bought a PPOR (eeeeeeeeeeeee! :)), the downstairs part of which is a converted garage. It smells of mould, since it's a plain concrete floor with a carpet over it, and the absence of a membrane has allowed moisture to seep up into the carpet. We need to get the floor sealed to...

Thanks to all who responded with recommendations for inspections :) Now of course we have the next step - the renovations (yes, we're this close to owning the house - we have a verbal agreement and will be signing tonight). So, sheol's boss says his builder is brilliant and he can't...

Bit of excitement and nervousness at Chez-marantha tonight, as we've just made our first ever offer. It's for our first PPOR, and we'll be meeting with the agent tomorrow night to do one on paper and possibly make it official. This means we'll need a building inspector very soon, as we'd like...

Thanks to everyone who recommended brokers in my thread in the finance forum :) We're currently talking to a couple. Now we've found a house we're considering buying, so we might need to get an inspection done. Can anyone recommend a good building/pest inspector in the eastern suburbs of...

This is a little embarrassing. I thought, right, I'm an intelligent adult, I can work this out. But this finance stuff really is a bit beyond me, so any advice you lovely people can give would be much appreciated :) (Since I'm not sure what I'm talking about, I hope this post makes sense :p)...

We went to an auction on the weekend where the property passed in with no bids. The auctioneer made a vendor bid of $480k (the advertised starting price), then one of $500k after talking to the vendor, then when it became apparent no-one was bidding, quickly added one of $520k before passing...

If you know a property has gas connected to it, but it still has more electrical appliances in it than you'd like, how easy is it to extend the gas lines in order to convert the others? For example, I notice a lot of recently-built apartments have a gas stovetop, but an electric oven and...

This explains a lot that's puzzled me lately: http://www.theage.com.au/articles/2003/08/21/1061434985438.html Dummy bid law delayed By Darren Gray August 22, 2003 Edited due to copyright violation: for f2 network conditions of use please check http://www.f2.com.au/core/conditions.html

Are there rules which affect how often and by how much the reserve bank can increase official interest rates? Could they theoretically go up to 10% tomorrow and 15% on Tuesday, or is it something like "a maximum of half a percent every three months"? Thanks, K

Every auction I've been to, part of the spiel at the beginning says that they'll expect 10% of the price from the auction "winner" on the day. Does this mean you can't buy at auction unless you have 10% saved up, or are there ways to get around this? Can you ask them before the auction to...

I was following with interest a property advertised at $170k - $200k, because I thought for sure it would be worth more than that. I was unfortunately unable to attend the auction, but the domain.com auction results say it sold for $352k. I see underquoting going on all the time, but how do...

http://www.theaustralian.news.com.au/common/story_page/0,5744,6719821%255E1702,00.html Taxes add $67,000 to home price July 08, 2003 NEW-home buyers were being driven out of the market by indirect taxes that added $67,000 to the cost of an average house in Australia, the Housing Industry...

If a property advertisement says "Make an offer, all offers considered", what would you imagine they mean by that? Is there anything to be gained by making an offer of half what the place is worth? I mean, you know they won't accept it, even though they claim they'll consider it, but could you...

Just wondering - there was one near my place, and I coudn't find a definition via google.

I think I know the answer to this question, but just wanna double-check with all you experts :) Is pre-approval for a loan just the usual application process ie. you apply for a loan, they tell how much you'll get and then you either buy a house and take the loan or you don't buy anything and...

I'm only about halfway through saving my first deposit, but I've been visiting auctions and opens (mostly auctions, this being Melbourne) for a year or so to try and get a feel for how it all works. The thing is, every time I think I'm getting it, something else happens to confuse me. I can't...