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Hi there, we are planning to put almost 40% deposit on the purchase price on a property. This is for a PPOR which we do not intend to convert to an IP as it is semi rural and I personally don’t think it will have a very good rental yield. Being rather new to the buying process, we are wondering...

We have come across a property listed at $559K. We only want to pay a maximum of $535K. I say we start negotiations at $500K and try to end up at a happy medium. My partner says don’t muck them around and just offer them $530K, and tell them we are not that negotiable over $530K. What do you...

Hi there, This is our 2nd purchase and we are quite green still on buying property. I was hoping that someone could confirm that my potential loan structure is sound as we are going to make an offer on a property and obtain finance soon. This is for a PPOR which we do not intend to convert to...

Hi there, I'm about to convert my ppor of 3.5 years to an IP. We will be moving to a rental property for 6 months and then buying a new PPOR. I have read many times on the forum that valuation is important when converting PPOR to IP, but how about in this scenario where I can still claim my IP...

We are interested in doing a dual occupancy with my dad in the logan/ipswich area, Qld. We want to buy a block of land with a house already on it with subdivision potential and then building a 2nd house on the block. Being very green to this, we have many questions. We have tried to ask the...

Hi everyone, we are about to convert our PPOR of 3 years to an IP. We are then going to rent for 6 months and then buy a new PPOR. We were going to get the valuation done for capital gains purposes early next week before the tenants move in. However my accountant informed me today that since I...

Is it true that banks are not offering pre-approval right now Hi there, my friend signed the contracts for an apartment and then applied for finance. The finance fell through and they wasted over a $1K on expenses. I asked him why didn't he get pre-approval before looking at houses and his...

Hi there We are planning to take our first step into investing and would like to convert our PPOR to an investment property. We bought our 2 bedroom unit with the FHOG at $260K 2 years ago. Unfortunately then I did not know about offset accounts so we did not setup our loan structure that way...