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  1. J

    How much in electricity would it cost to build a granny flat?

    When we started building the granny flat there was already a tenant in the main house. The builder could not get the electrician in to install a separate meter before building commenced so we negotiated $200 to cover electricity and water to be reimbursed to the tenant for the usage. We thought...
  2. J

    Need to borrow $1 MIL

    So the bank has knocked us back on our request to purchase our first PPOR. The amount we want to borrow is approx $1m. The branch lender would only lend us about $700k-$800k. This is not enough to buy a decent house in our area. Working in a bank, I have never had to go to a broker but I think...
  3. J

    parking someone else's money in my offset account

    My sister has about $500k that she wants to park temporarily in my offset account as she hasn't found a property to buy yet. How does this need to be done so that the tax office doesn't think the money is income and make me pay tax on it? I will obviously have to pay it back to her when she...
  4. J

    Doonside - which streets are bad?

    I went to Doonside this weekend and had a look at a few properties in the area boxed by Knox Rd,Richmond rd and the rail line. I'm particularly interested in one on Ellie Stewart Rd. Driving around on Saturday I felt the area was quite nice and not bad like most people say about Doonside. Can...
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