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Nothing famous about me. You are the one who wanted to know what I think for reason only you know.

How about you ask me yourself..... I would pass straight onto the War Memorial to ensure that this piece of history is not lost; I would not raise it with the family as it has been made clear that they do not want to know/be responsible for the contents of the property after its sale. Why...

i think you mean IMB not ING. ING will only do a 90% + LMI

Just consider it a investment :D

I just spoke with IMB and they are still offering 95% + LMI.

Thanks Craig, you have given me some thing to think about. If we purchase one of these properties it will not be near the power lines. I work in belconnon and it takes me 7 minutes to get from home to the shopping centre car park. What would it cost to build a basic 4 bedroom, ensuit, 2...

Craig, thanks for sharing your story. It is a learning experince for some of us to hear how it is on the other side of the fence:D. Please keep us updated on how the job progresses. Tim

Yes, they are still offering me this option (i have 90 days to go ahead with it). I did start the discussions prior to the rate going up. I have just put in the papers to get pre approval. I do not have to pay for the rate lock it is just what I was able to negotiate with the Branch lending...

My normal MB is on holidays so I have been doing my own shopping around. So far the best deal I have been offered is a five year fix rate from St George @ 5.79% (offer valid for 90 days). I am looking at a 95% loan (however this may change when I receive my PPOR valuation). My question is...

Sound great.

I got mine last Thursday ..thanks Kevin

I vote Canberra, for all the reasons craigb does.

I suggest you ring them up and ask why it's not possible. It is probably all legit and just has to do with how 'tight' things are - but you never know unless you ask.

Hi TF The Branch Manager for the Belconnen BOQ branch offered me the 90% no LMI, it was only when I discussed it with a MB that the question come up that there was a regulation. The answer is I don't know what to think. I have never head of a bank making that offer before. If any one is...

It was only last week that BOQ made the offer to me. I have spoken to a few others in my office and they also were told they could take out a 90% loan without LMI. However given the above comments I think it may have just been a marketing thing to get me to sign with them.

No, I am just a regular public servant. I thought this was too good to be true so I spoke to another BOQ branch and they offered me the same deal. I was also told that it was some sort of regulation that banks had to have insurance for over 80% lends. Overall BOQ was not for us and we have...

No one doing 90% without LMI or similar risk fee and higher interest rate Hi The Bank of Queensland will do a 90% without LMI, at least this is what they have offered me and I am not currently a customer nor have I every been with them. Tim

Thanks to all who relied to this thread. I have taken your advice on and recieved a few quotes.

I have found a property that ticks all my boxes for a first IP and I am currently working on putting together a breakdown of my monthly cost (thanks to those who have posted templates). I am currently looking into the cost of insurance; however I am having difficulty finding an insurer who...

Thanks for your reply. I will look through the 7 point and post extra details. Tim