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    Left wing political group orchestrating home buyers strike...

    If a buyers' strike leads to a drop in house prices and there is upward pressure on rents, the market would present with a lot of high quality positive cashflow properties. In addition, my exisiting IPs would go from negative cashflow to positive cashflow. Even if negative gearing were...
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    How long should you advertise for rent before lowering the price?

    Melbournian: Prahran Santaslayer: from the beginning of the year until now. I've been told it's a time when a lot of people are looking to move
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    How long should you advertise for rent before lowering the price?

    How may open-for-inspections should you hold before determining your price is too high? Previously I've never had more than two inspections before finding a tenant. However I've recently settled on a house in an inner-city suburb and had three open-for-inspections. The interest has been mild...
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    Any good PM's in Melbourne's inner southeast?

    Hi. Just wondering if anyone has any recommendations for a PM around Prahran and St Kilda East?
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    One house in a blue-chip suburb or two houses in a middle suburb?

    What do you think is generally better for long-term capital growth?
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    Low-Doc or No-Doc loans at 60% LVR

    It would be for purchase
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    Tax deductibility of a loan not in the owner's name

    Suppose I were to take out a loan against my PPOR to put towards a deposit for an IP. My wife borrows the remainder as a separate loan. Ownership is entirely in her name. Can the interest on my loan be deducted against my wife's income?
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    Low-Doc or No-Doc loans at 60% LVR

    Just wanting to know how easy/difficult it is to get a no-doc loan for 60% LVR with interest rates similar to full-doc loan rates?
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    With drawing money to purchase shares/

    Suppose a separate loan is set up to purchase say $50K worth of shares. The interest on that loan is deductible. But what if the shares drop to $40K in value and you sell and pay out the loan. There is a remaining $10K debt. Is it now non-deductible now that there is no longer an income...
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    Real Estate Investar

    Has anyone heard of realestateinvestar.com.au ? Has anyone subscribed to them? What are your thoughts?
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    Extra tenant and dog living in IP unbeknownst to landlord

    Last week I went around to my IP to drop something off for the tenants who are a young couple. While I was there I discovered another tenant living there. The couple explained that she had been there for four months and they had notified the PM. There was also a small dog there which may also...
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    Cheapest and most comprehensive Landlord insurance?

    I use the building and landlord's insurance offered by the bank I have the loan with. My reasoning (which may well be false reasoning) is that since the property is used to secure the loan, the bank would be more likely to honour my claims or pressure the underwriter to honour my claims to...
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    Cheapest and most comprehensive Landlord insurance?

    It's good to have your building insurance and landlord's insurance in the one policy with one company. I once had building insurance with one company and landlords insurance with another so when it came time to making a claim, they both tried to handball me back and forth between companies. To...
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    Is the cost of setting a trust deductible?

    Since the trust has yet to make an income, can the cost of setup offset other income?
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    Turning home loan into investment loan

    I currently have an IO loan for my PPOR and excess cash goes into the offset account. Once my savings in the offset account exceed the loan value, can I pay off the loan (without closing the loan account) and then redraw say a week later for investment purposes? Would the interest be deductible...
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    Are lenders mortgage insurance and stamp duty deductible?

    Is the interest on the portion of the loan used to pay LMI and stamp duty deductible?
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    Are lenders mortgage insurance and stamp duty deductible?

    Sorry if the question sounds silly but apart from the property itself, these two seem to be the biggest expenses of acquiring an IP in the first place. Also, if these expenses are paid via the IP loan, is the interest on the loan still fully deductible or do they need to be apportioned out?
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    Conditional offers in Victoria

    Hi Everyone, In Victoria, if you pay your 10% deposit and both parties sign the Contract of Sale subject to e.g. finance approval, building/pest inspection, etc. can the vendor then go and sign unconditionally with another buyer (as they can in some other states)? What are the costs...
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    Serviceability requirements

    Bradsdad: I already have a couple of IPs but this will be my first PPOR. Because the loan I actually need will only be 30% LVR (the rest will come from cash), I also want to set up a LOC against the existing equity for further investing later on. Rolf: I agree. As things start to get more...
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    Serviceability requirements

    Thanks for your responses. At the moments, I only really need $150K to settle the new PPOR (the rest I will pay with cash) and there is not problems getting that amount. I also want to establish a LOC of at least $200K against the existing equity to use as a deposit in the future. This is...
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