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  1. G

    xcol or not ?

    Thanks Ozperp. I will check these out.
  2. G

    xcol or not ?

    Thanks all for your replies. I am coming around to the thought that we are best to draw 20% from PPOR LOC and then get a separate loan for the rest. If this is unanimously the best way to do it, I am a bit confused as to why others outside of this forum (who don't appear to have a...
  3. G

    xcol or not ?

    Hi everyone I have been searching trying to find information or articles relating to the pros and cons of xcol. Could someone point me towards articles/information on xcol and the pros / cons? I have read differing opinions on the subject and am trying to find out what will best suit me...
  4. G

    Seeking advice

    Jade I have heard of selling to partner. Does anyone know any potential issues with this strategy? We are off to see our accountant next week and will discuss this with her. Based on the buy/resell costs it would be worth it. Just need to see if I have considered the 6 yr rule enough...
  5. G

    Seeking advice

    Propertunity: I have an appt with a mortgage broker next week. Capitalist: Thanks for your reply. I am still not sure exactly what I want to do, however through these posts I have come to realise the importance of not giving away the six-year rule benefits b selling.
  6. G

    Seeking advice

    Thanks for the replies. They are appreciated. You have given me a bit more to think about. Before I posted the qn I was pretty much convinced that the best thing for us was to sell IP1 to pay off PPOR. I had factored in sell/buy costs but had not considered the no-CGT bonus card in these...
  7. G

    Seeking advice

    Hi everyone I have been reading your comments and posts for the last couple of weeks and am interested to hear your thoughts on our current position and how we can use what we have to create a large property portfolio. PPOR Valuation $630000 Loan $300000 IP1 Valuation $390000 Loan $0...
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