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    Purpose of IO on positive geared property

    Just a quick one - our properties are all now cash flow positive from rent only. I am therefore thinking about switching to P&I to pay down the loans slowly however want to ask if there are other reasons for keeping them interest only?? Thanks
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    Good PM in Balmoral / Bulimba / Hawthorne area

    Hi - any recommendations for a 'good' or fantastic PM in Balmoral / Bulimba area. We had one for a couple of years who was really good however she went on maternity leave around Dec 10 and now we have been pushed around within the office to about 4 different PM's and they are all pretty average...
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    SMSF Acquisition from Self

    Hi - any idea if we set up a SMSF, can it 'buy' one of our IP properties we already own? And if so, any upside / downside? Thanks
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    What's important - Security of Loan or Loan Purpose???

    Hi - from a tax deductability point of view, is the loan security the important or the purpose of the loan (ie that the funds are used for investment?). Thanks
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    LoC - Simple!

    Super quick question - I am about to set up a LoC and was intending to secure it against an IP and PPoR havng a total limit of circa $150k. Purpose of LoC is for deposits on further IP's and potential associated IP costs only. Does having the LoC partly secured against my PPoR effect the tax...
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    LOE - Fact or Fallacy

    So I've been thinking about this LOE for sometime and I really struggle with the concept that in reality it would work. Main reasons being servicability. Obviously if you have other income from shares, a job (therefore you're not LOE) etc then that is a different story. It is all well and...
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    Yellow Brick Road

    Hi - anyone know anything about Yellow Brick Road? I am currently exploring their options and have seen their product sheet with a variable rate package that is extremely competitive. Any thoughts? I am currently looking at refinancing.
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    OTT Tenant Request

    I just recieved the following email from our property manager from a tenant of ours who has recently moved into an IP (June). Hi xx, As per our discussion today, my partner xx and I reside at the abovementioned property. The lock on one of the garage doors does not lock properly at times...
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    Inner West terrace Renovations

    Does anyone have a reference for a good architect or builder with experience with terrace houses in the inner west of sydney? I am looking for somebody to provide a pre-purchase inspection and some ideas for remodelling/renovations. If all goes to plan i will post a thread on its renovation...
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