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Thinkers, This has been on my mind for a little while but I haven't done any real reading to find an answer. Sorry for not self answering. We are with CBA. We recently fixed a series of our home loans. This places restrictions on me redrawing any extra repayments previously made. Only...

G'day all, I am hoping that you can help. I had a tenant default, got a QLD QCAT order a few years ago. The tenant has now repaid the owed money. I'm not sure but the tenant may have been listed on TICA. Our relationship with the REA is now hostile. The REA didn't utilise TICA previously...

Julia Hartman and Noel Whittaker have just released their new book "Winning Property Tax Strategies" I haven't read it yet but it looks like it's selling from $24 to $30 online. I found their last book an absolute winner. It's the only book that I've harrassed borrowers to give back to me...

Thinkers, I am chasing some help if you have the time. I read in an API mag a few months/year ago about a bloke who inserted a QLD contract clause that the contract price was not to be released from the vendor party. This meant that the bank's valuation was based purely on the valuer's...

G'day all, After getting the idea from another thread, does anyone have a TICA check that they are willing to sell? My basic checks of the TICA website indicate that searches a purchased as a pack of 10 searches. I only need one to be done on a previous defaulting tenant. If a casual user has...

I'm on the prowl for a new PPOR in QLD and was wondering if anyone knows more about whether the new QLD LNP government intends to scrap some of the previous stamp duty hikes. Someone mentioned to me that changes are scheduled for the 1st of July 2012. It didn't sound right. A quick google has...

G'day all, I've taken the Jetstar bait, and me, the misses and little lad are off to Japan in December. It was a bit of a last minute, random why not. We got return flights from Gold Coast to Osaka for $970 for the 3 of us. The price was too tempting. I think it cost me more in toll late...

G'day all, This is the first time that I have dabbled with some shares. Without me putting any effort into reading, can someone please answer a simple CGT question. I bought some shares (A) which I have now held for over 12 months without a transaction. I am now interested in selling a...

G'day all, Just wondering what you think. My lovely misses is about to give birth to our first child and I'm not sure if I should venture down to the angry end and view the birthing process. I want to support her, and I'm naturally a curious bloke. I'm also a little bit scared of the...

I was just flicking through some recent PBRs and noticed this one. http://www.ato.gov.au/rba/content.asp?doc=/RBA/Content/91503.htm The gist of it is, the sale contract date was exactly one year after the purchase date and therefore did not meet the 12 month exemption. This was part of...

G'day all. I am just wondering what the best way to set up a capitalising loan is? Which lenders are keen to lend with this strategy? What criteria/conditions normally apply to these loans? I understand the potential benefits of capitalising interest especially when a non deductible...

G'day all, Just wondering if anyone has any thoughts or knowledge on this matter. I am currently looking into a purchase where the vendor is in need of cash to keep their head above water and it looks like the PPOR has to go. I have not had contact with the vendor directly and have...

G'day all, Just a couple of questions. I'm about to take the government up on their free/rebated insulation. I am just wondering if the $1000 worth of insulation is able to be depreciated over 40 years? I have a PPOR which has been previously rented and is likely to be rented again...