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Hey Tony i done the exact same thing except it only took me just over 1 year to notice it was with Westpac as well. Once i informed them though they lodged a form and reimbursed me the amount owed as the account always came with a offset.(think it was called rocket something account).So if you...

Crystal balling were do people think interest rates will be by end of 2011??.Personally i hope they are only 1% higher than now or i may be struggling a bit.How much of a safety barrier rate wise do people on this forum use 1,2,3% higher than the standard rate?Thanks...

I suggest you ring a depreciation expert & ask them if it is worth doing.I used a company called Deppro myself only cost me about $550 & you can claim that cost as a expense as well and was very pleased with the result & they stated they will do it for free if my depreciation came in under the...

How often will the banks do valuations though?? once a year??

Well i am learning the hard way,i still think my purchase will work out fine for me it tick's all the right boxes.But i can tell you right now i will never ever buy under 50m2 again that's for sure.I should have known better 2bh.

I purchased a OTP property in qld that is under 50m2(1 Bedder not a serviced apartment) that i have asked about before in a few other threads.Even though the completion is +1.5years away and i know regulations will prob change before then i thought i would go see the big 4 and see what they will...

Got .1% off permanently after the 90day period (0.8%).Took some serious arm twisting though i only have 700k with them but i do have all form's of insurance,saving's accounts ect with them.At first they were very blunt and gave me nothing so i walked out the door went to the other big 3 in the...

I missed ACA when that was first broadcast.Geez i cant even think of anything to say after watching that link so stunned by it WoW........

I got the exact same result Nth Brisanite was the 1.1% for 3 months only??.They wouldn't give me anymore than .8% at wesuck either only difference i am only at the 700k mark.They gave me the same line about get over 1 mill & they will go more than .8%.

Not sure if i have asked on these forums before sorry in advance if i have but are enclosed or semi enclosed alfrescos counted as living space when applying for a loan or are they like balcony's and not included.I have a OTP property that's under 50m2 add the Alfresco though and it's over 50m2...

Should be some info here: www.transport.qld.gov.au/Home/Home

Geez a bit of a bad run there i would be flicking them for sure plenty of good agents out there. As for waiting for the lease's no.You would have signed a management agreement form at the start.On that form there should be something along the lines of "This agreement shall commence on X...

Interesting read I actually got 1 of these letters recently from my PM stating $99 a year for the service plus extra's for any replacement's needed in nsw i might add not qld.Found it rather odd that this was the first ever letter i got on the matter in 10 years of owning the property so i...

Am i reading that right the new property is just under 50m2??.If so i was under the impression that most lenders would only go 70% LVR at the moment.

Thanks for the advice Propertunity i worded the OTP bit wrong i am only after valuations for the two current places i own.Wesuck dosn't even know about the OTP property as of yet.

Hello,sorry in advance if this question has been asked before.How often can you demand/ask for a bank valuation to be preformed? In my case i have only two properties under my belt with a third OTP due for completion in late 2011 early 2012 so i would like to get a valuation now or a few...

I use L.J Hooker at st mary's & would recommend them any day.They actually return your call's the same day & are very quick to address any issue's which is more than i can say for some RE's in Penrith which i care not to mention.Young lady called Katrina is my PM couldn't ask for a better PM.I...

I can so see myself in the same situation in 2 years when my OTP place gets settled being under 50m2.As for Westpac i think they have lost the plot all my loans are with them as well trying to get anything done atm by them you might as well bang your head on a wall. If i were you i wouldn't...

Hi Tubs I had floating floor boards(Laminate) supplied & installed put in back in Dec 08 was approx 75m2 as well funny enough.Took 2 guys 2 days to pull up & remove+dump old carpet from memory concrete floor though not boards. Cost me $3,512 all up for everything labor+boards my invoice...

1) 105% (10 years ago now LVR =52%) 2) 90% (1 Year ago now LVR =87%) 3) 70%(only cause it's under 50m2) (Current year LVR =70%)