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And will the banks pass it on??

nice work Sticky fingers.. Totally agree with affordability Vs Priorities.. personally we gave up a lot to build a base for our property portfolio to grow.. and no doubt in 10 years time, people will say how 'lucky' we are.. There's no luck in setting yourself goals and prioritising...

Just bringing this thread back after 18 months for a re-visit of the true West suburbs.. Warradale in particular.. The Swimming centre is now complete and the water slides are great... The pub is undergoing yet another renovation this time to the Dining area. there has been oodles of...

Me thinks we are in for a bumpy ride over the next 3-5 years...

Thank you for your contribution to my queries.

Hi, My mother lives in her partners house for > 10 years. The contract has been signed as is subject to inspection. The house that they were to buy is subject to the sale of this property. Unfortunately the partner dies.. Are both of the contracts still valid?? What happens to the...

Has anyone trialed this property seaching engine? What has your expirence been? http://www.***************************

Hi I want to explore releasing more equity by increasing my line of credit to ensure I have access to fast cash should an oportunity for another IP arise. Current Portfolio PPOR + 2 x IP Est $1.75 million with debts of $1.1 (63%) Potential to increase LOC by $100k to keep below 70%...

Thank you all for your wisdom...!

increase or not to increase?? My tenants have been in the propeerty for over 2 and 1/2 years. They began paying $320 pw and after 1 year, I raised the rent to $340. It's been 18 months now and I am considering rasing it again. (they are on periodic lease) They are excellent tenants, pay...

Income approx $130k combined What sort of options?? Yes all loans with Westpac.. who are quite reasonable with their serviceability.. (according to broker) and that If I disclose all loans to a different provider, we'd get the same result... So what other options are there?

Currently have 4 loans PPOR - 24% equity IP 1 - 80% equity IP 2 - 75% equity Equity Loan - Approx $60k remaining Combine loans at approx 71% equity I have bought and removated the IPs over the last two years. I would like to borrow an additional $120k to upgrade house (sell exist...

Elizabe.....? Is that one 'f' or two?

Not sure how the 'True' western Suburbs (B/n Henley and Brighton) turned into a discussion about Defence housing on the other side of the Mullet proof fence (Grand Junction Road) or the North West outer suburbs... and IKEA (although we are regulars at IKEA - Rumpled ELF - see you there Sunday...

Hi, Property experts have been banging on about a lot of the Adelaide outer suburbs such as Christies Beach, Elizabeth or Mount Barker and their adjoining suburbs... I think the value and future returns are going to be found in the West - South West suburbs one back from the beaches such...

Thanks Spectre But although increasing my Investment debt by $28k sounds odd, the net $200 per week ($10k per year) pays off the Home loan so in 3 years time my position is improved. Home loan $30k better off Deductible loan still ony $28k higher.. and interset is now tax deductable...

HI Previous thread promted me to request break cost for one of my IP loans... Details below. So what has caused this sudden drop in break costs?? Bond Rates increase?? and if so, what are peoples thoughts on direction of Bond rates and should I be holding off for further improvement in the...

Long time reader, first time writer.... Most / many books read give you the same information and are really directed at first time property investors. Having bought two IPs, I'm looking for a property book that goes the next step and gives you examples on how you could structure a property...

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