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Hi there I was told that you can not use the equity or use a studio apartment as collateral - is that true and what other real estate can u not use.

Hi everyone I am new to this forum, never actually joined a forum before, anyway I googled Negative gearing verse Positive gearing and it came to a discussion in this forum which was a good read. However it was all based on one type on scenario which was not relevant to me. I admit I am very...