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    Computer Problems

    are the dns settings in your modem the same as the ones provided by your internet service provider?
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    No TV in Rental

    i find it strange that there's an ariel on the roof. my ppor is on fttp but does not have an ariel. in k4k4m's second link, "... the replacement of copper with fibre, this project will deliver ultra high speed fibre-optic services, including internet, digital free-to-air TV, FOXTEL from...
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    Line of credit

    Just curious, under what condition would WBC exercise this clause?
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    Graduation gift ...help!

    A conference folder
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    LOC/credit card

    Doh! Why didn't I think of this? :o Thanks all
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    LOC/credit card

    My stupid question for today is how do I use a LOC to fund the small stuff? The scenerio is that I trot off to bunnings to grab some stuff for IP and I pay by credit card. Judging by the comments from this thread, I cannot "reimburse myself" by transferring the funds from LOC to credit card...
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    Appointment of agent and PM schedule

    Thanks for that. Structure should be all good and we're looking to get a schedule done after a quick cleanup/reno.
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    Appointment of agent and PM schedule

    Hi guys I'm about to convert my PPOR townhouse to my first IP and have a PAMD 20a form to fill out. It's almost as daunting as signing my first PAMD 30c. Anyway, I have a few questions about filling out this form. 1. A PM had 90% water is paid by tenant and 10% by landlord to avoid...
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    deductibility

    i'm not sure what you mean by split. how is this done? i thought once you redraw, there's no way of repaying the amount redrawn. woohoo! :D in this case, 75% deductibility on interest costs don't sound like its too much of a hit compared to the cost of selling and buying another IP
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    deductibility

    are you referring to the principal amount of the repayment? i thought you cannot claim this but only the interest charged on the loan? this money can be released if i set up a LOC?
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    deductibility

    hi guys i guess some newbies fall into the trap of redrawing from their loan (for personal use) thus screwing with deductibility. most forumites would say sell but what options are there if they decided not to sell? i read that you can only deduct a percentage. lets say the remaining...
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    Is rent a tax deduction when you rent your own home out?

    just out of curiosity, would it be possible if they rented each others house?
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    redrawing from IP loan

    if one would redraw from an investment loan for personal use, would the entire loan be non-deductible or just a percentage of it?
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    water theft

    hey all ppor is getting built in an estate at the moment. neighbour's house is already built and they've moved in. on monday night we went around to check what the builders did during the day - checking up on brick progress, etc. when we arrived, wife heard a loud hissing noise near the...
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    Pro Packages - Rate discount based off initial or current loan amount?

    I thought WBC pro pack will only go up to 0.7% discount.
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    Upgrading PPOR

    So in order to have a tax deductible IP, you'll have to buy it as an IP from the start? And once you live in it or use funds from the loan for private purchase, the interest on the loan will not be tax deductible? Is this correct? I would rather not sell because if I was a (student, couple...
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    Upgrading PPOR

    Hi guys I've been reading this http://www.somersoft.com/forums/showthread.php?t=54387 and this http://www.somersoft.com/forums/showthread.php?t=54502 but it's giving me a headache. My situation: Current PPOR - townhouse Purchase price: 260k Loan: 100k variable + 100k fixed...
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    Turn-key package contract

    Would there be any clause I can cover myself with?
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    Turn-key package contract

    Yeah that's what I thought. I got the specifications yesterday and soil test is already included :o There are four different builders in this estate and all offering different designs on their allocated lots. I thought there would be no chance of negotiation as their price was to the...
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    Turn-key package contract

    It's a house and land package. I have seen other lots (and house plans) in the estate and asked if a different house design could be built on the lot I am considering. The builder has agreed via REA verbally that this is possible but will be a slight change to the package price. I am...
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