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That's a very nice discount indeed. I've been pushing hard but couldn't get them to budge past 0.8% discount. Even with threatening to take my loan elsewhere, but other lenders weren't offering much better. Apart from loan size, what other factors can help further the discount?

wow, 7.80%! 3.05% higher than the RBA cash rate Hasn't the norm been for banks to usually add an extra 2%?

I don't see why the iPad couldn't double as a phone with a BT headset. There are models with 3G access, so that shouldn't be an issue. Actually, if the iPad has BT connectivity (which I'm sure it does), and can run some sort of software that allows VoIP or GSM calls, then it probably will be...

5 * ~$950k luxury apartments ~$500k pa in rental income My numbers might not be sound, and to be honest if I actually had $5mil cash laying around I'd do my due diligence, but at a glance this seems like an easy way to invest. How much would something like this cost? Maybe just a...

I find it interesting that the wheels on the cart are blurred out. I guess Google must blur out anything that may look like a face automatically :o

I once lived in a ground floor apartment on a fairly busy street. The apartment complex was brand new and we were one of the first ones in. Anyway, a few weeks later there was a spate of robberies in my complex. Two apartments facing the street were hit, and a few others in the back (the...

I'd go Meadowbank over Guildford without question. Just look at the surrounding suburbs and amenities between the two. What does Guildford have going for it? A train station? Surrounded by Granville, Fairfield & Merrylands all places I would not want to invest in personally (I grew up in...

Wonder what will happen to the retail sector if rates go up again in December. Should make for an interesting Christmas..

Post some pics :) Did the vet check him out for worms / health problems, or just to see if he was chipped?

I'd go for the smaller one too. Generally, smaller complexes don't have lifts, pools, gyms etc and so strata levies should be lower.

Sorry, I just remembered how passionate you were in the other thread about rates not moving for a while. I really don't want to get into an argument with you about economic policy, my post in this thread was said in jest, if it offends you then too bad :)

Put your money where your mouth is? :P http://centrebet.com/cust?action=GoSports&ev_type_id=5308&flash_enabled=1 UP 0.01-0.25 / ANY OTHER HORSE 2.30 UP 0.26-0.50 / ANY OTHER HORSE 5.00 ANY OTHER RBA DECISION / ANY HORSE 4.25 Looks like a .25% rise is on the cards according to the...

Go for it. If done properly, it can make the home look like a million bucks..

If Canberra was closer to the coast or had a better climate, I'm sure it'd have a lot more hustle and bustle. If that were the case though, it'd probably be no different to Sydney or Melbourne and all the things that make Canberra what it is would be lost. Personally, Canberra is much too cold...

I'd also be interested to hear of anyone who has done this in the Sydney area. I want to create a 'seamless transition' from the dining area to the pergola and turn it into an alfresco area. From what I can tell, I'd just need to lay a concrete slab and tile over the top, but I'd prefer to...

Have you been pre-approved yet? Banks generally won't give you unconditional approval until they have a signed contract of sale.

I heard The Dennison apartments were a bit scruffy from a friend who checked them out a few months ago. In terms of the area though, I'd definitely recommend it. Plane noise isn't as bad as Petersham or Marrickville. That train line is a disused goods line which may be converted into light...

You mean it doesn't come with ducted vacuam? :(

I can't comment on Melbourne, but I've been following the Sydney market for a while, and reckon the dip in clearance rate has simply come from a lack of quality property. The higher prices go, the less people are willing to spend on sub-par stock.

The property you highlighted looks quite narrow as it is, not sure how happy he would be to reduce it even further. You might have better luck getting the row of houses to sacrifice a bit of their own backyard and leave number 59 out of the equation (unless he is keen to do it). There is a...