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  1. Jas

    Opinions on offer, please.

    I would have a chat with the real estate agent. You can find out a lot of the information by asking. "If I were to get a building report on this place, what is it likely to tell me?" "How'd you arrive at this figure as the house's value" And so on. It's in their interest to give you...
  2. Jas

    One or two portfolios for two countries??

    What you're suggesting is quite complex, international income, paying tax in two countries and so on. I second the suggestion that you get a tax advisor to give you advice. The FHOG by itself I don't think should be a major consideration in light of all the other issues which may come up. Jas
  3. Jas

    Allowing pets - how do I protect myself from potential damage by the pets

    I get them to sign an extra clause stating they will make good for any damage the pet does. While this is a little unnecessary from a legal point of view (the agreement already makes them agree to make good for any damage), the extra piece of paperwork will come in handy should I ever have to...
  4. Jas

    Looking for a particular type of tenant

    You might want to try looking at this from the other end of the equation. Have you thought of seeking out the types of companies you think would be likely to use such a service? Maybe it would be worthwhile to have a conversation with someone in their HR department. I'm sure they would be...
  5. Jas

    1 Bedroom / 1 Bathroom Units

    Hey Joel, I know some people who have fully furnished a one bedder and then rented it out shortterm to fly in fly out types, newly divorced, students and so on. The rent was obviously higher as the place was fully furnished. Jas
  6. Jas

    Newbie needing advice on IP#3

    Cool - that makes it easy :) Sort of yes and sort of no. There are two concepts mashed up together I think. The first is that whilst your property is a PPOR you pay no CGT. You will pay from the point that it becomes an IP. The second is the intersection between CGT and...
  7. Jas

    Property managers in Canberra?

    Just a quick me too on this one. I've crossed out that clause and any others I didn't like the look of. I use Elders in Jamison and have been happy for many years now. Jas
  8. Jas

    PM Fees & Percentages

    I'm curious about your statement here. From a property managment POV, what's the difference between them? Have to admit, from where I stand, I don't see a lot. Jas
  9. Jas

    Newbie needing advice on IP#3

    K - CGT. If you make your PPOR into an IP, you'll need to get an offical valuer come and give you a piece of paper. If you sell it, any captial gain you get from the point it becomes an IP will be taxed. With an offical piece of paper, you have evidence of its value at the point it changed...
  10. Jas

    URL pls

    Thanks for that guys. I hadn't seen that site before
  11. Jas

    Kiva - helping others via micro-credit

    Hi all, I have a few issues with this and Kiva in particular. In doing research, I came across this organistion - GiveWell. They come from a investment fund background and apply the same rigourous vetting process to NGOs that fund managers apply to their investments. They have rather good...
  12. Jas

    Is this LOC interest tax deductible?

    Hi, Yes, your interest payments will still be tax deductable, whereever the money comes from. The ATO looks to the purpose of the loan. As to having money come out of the NAB offset, this is just silly. Possibly, while you are setting the mortgage up, you may need do as they say and have...
  13. Jas

    URL pls

    Hi guys, Is there a freely available past sales information for Brisbane like there is allhomes.com.au for Canberra? Thanks, Jas
  14. Jas

    Which are the best suburbs out of these

    That's being discussed over here - http://www.somersoft.com/forums/showthread.php?t=55673
  15. Jas

    St George identifies nations hotspots

    I'm not sure about dickson. Too many renters in that suburb already I think.
  16. Jas

    Auction in Canberra

    Take your allhomes research to him and ask him for help on what a reasonable figure is. Then see whether his help is useful. He may have a good argument that you should listen to. He may not. But talking a little more will help calrify this. Jas
  17. Jas

    "what were thy thinking" reno photos

    There were thinking (afterwards) that they should have paid more attention to the saying 'blue and green should never be seen' lol Jas
  18. Jas

    Buy 1 bed & Renovate or Unrenovated 2 bed

    I've had both a 2 bedder and a 1 bedder. All the 2 bedder ever attracted were two housemates, who would live in it for a year, then leave. the 1 bedder got a single woman for a nubmer of years (who left to get married), then a couple of students (one who stayed fro 6 months, one who stayed for...
  19. Jas

    New Loan - Fix 5 years, Variable or Split?

    Fixing rates is mostly a piece of mind issue, not a bet on whether you can out think the banks. There was some research down (a few years ago now), that showed for that for over a few years, that you were better off being on variable rates rather than fixed. If you want to iron out the...
  20. Jas

    Choice of suburbs?

    Hi Lee, Long term growth is a little off on this site (I've found it a little high based on other sites), but it does allow you to compare apples with apples. So, we've got: http://www.investsmart.com.au/property-research/VIC/3131/Nunawading.asp houses 11.18%, units 7.3%...
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