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Hi TFund, In short, not a chance. Thats my concern. I can see a situation whereby the lender may, call in the loan, or choose not to play anymore if I bare all. Having said that I have managed to service the 2 loans for a period of 2 and 5 years respectively with no major dramas to speak of...

No please don't remove it. I think its sorta related. My situation is more a "head in the sand" type of thing and now its come home to roost and Ive got no one else to blame except myself. I'll get through it though. I have a new determination as from today and I've just gotta bite the bullet...

Pennyk and NWW Have just applied to citibank to transfer 21k of various balances over at 1.99%. Fairly confident that'l get through. They just need to verify income through my accountant which should not be a problem I hope. That'll save me 5K over the next 12 months. Thanks so much for...

Pennyk I have PM'd you. Thankyou

Thanks Ajax, MTR & Pennyk I have thought this through a great deal since I panic-posted and if I take evasive action on various levels NOW I should be able to establish a holding pattern at least until I can get my income back to their previous levels. Which really means putting my head down...

Hi all, This is my first post on Somersoft and unfortunately not a happy one so please be gentle. I have 2 lo doc loans 1. Rams Lo Doc 90% 2. Challenger Lo Doc 80% on ppor. I read with great concern that lo doc/no doc loans are pretty much a thing of the past which has dire...