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This is not a D&G post - as someone with a PPOR and IPs in Sydney I have a vested interest in a strong market - but when the property bulls start to worry does this give any cause for concern...

Hi all I have an IP (2 bed unit) in Sydney (lower north shore) that I am planning to sell within the next 12 months (cash needed for another venture). With clearance rates as high as they are, and the general "heat" in the market, should I take advantage of this and sell now? Or wait 9-12...

Hi all, I am a longtime Somersoft lurker but very infrequent poster! I have a few questions around obtaining a bank loan to fund the purchase of an existing business – not sure where to start with this or who at a bank (pr perhaps a broker?) I should be talking to. You may be wondering why I...

Hi all - does anyone know whether it is possible to receive approval for a granny flat under the SEPP regs in Warringah council? Have heard that for some reason Warringah does not fall under the new SEPP, wondering whether that is correct :( :(

Hello all A quick question as to whether I have any options in this scenario... Currently have 2 IP's, and am at (or near) the limit of what I can currently borrow. Am considering the purchase of a unit (this will be my PPOR) - purchase price is approx. $500k - I can put in purchase costs...

Hi all - a question about rate lock fees (fee payable to lock in a fixed rate for 90 days) - would this be considered a deductible expense? This is for an existing IP loan...

A quick question - I currently hold 2 loans - 1 with NAB and 1 with ING. NAB are offering some enticement on rates if I move all debt to them - my question is whether there is any way to do this without cross collateralising? NAB broker seems to think this is possible but I would've though that...

Hello all I currently own an IP in a small block of four (art deco) and am looking to purchase another IP. Have just found out that the unit next door to mine in the same block is going to be listed. What are people's thoughts about owning 2 units in the same block - pro's and cons?

Hi all, Would be interested in your thoughts/input. I am looking at purchasing an IP in the very near future (crazy market notwithstanding), and there are a couple of properties that I've seen that tick all of the boxes (small Art Deco block, well located for public transport, need a bit of...

Hi all, I am a novice property investor (one IP to my name, purchased January '09) looking to purchase my second IP. Area is Sydney - lower North Shore. My criteria for purchasing my first property were: small block (high land content), 2 bed, parking, internal laundry, well located for...

Hi all, I am a long time Somersoft lurker, first time poster. I am hoping there is a way out of the following predicament: I purchased my first property in January this year - currently my PPOR. Loan is with ING, I have a redraw (not offset) facility. At the time I was not aware of the...