Search results

Your Hot When I was young and single I had some of the wildest times of my life with a red head............. From your photo and reading your posts I've summised you are the complete package. You would be a great catch. Go out there and meet lots of people that share similar interests to...

http://www.courts.act.gov.au/magistrates/tribunals/rtt/decisions/pearson.htm "AUSTRALIAN CAPITAL TERRITORY RESIDENTIAL TENANCIES TRIBUNAL ) NO: RT 2359 of 2006 RE: DANNY PEARSON & CHERYL PEARSON (Applicant/Tenant) AND...

FYI This is the same post under Legal Issues. http://www.somersoft.com/forums/showthread.php?t=38765

Hmm.. messy. If the development and lease conditions are not met, then the builder will not be able to obtain a "Certifcate of Ocupancy". Which would be one of the final requirements of the contract. If the contract is a Lump Sum contract then I suggest that the problem belongs to the...

ATO Rental Properties 2007 Guide Hi Ausprop & Joyboy The following information is from the ATO Rental Properties 2007 Guide (pg 14) http://www.ato.gov.au/content/downloads/NAT1729_07.pdf "If your total borrowing expenses are more than $100, the deduction is spread over five years or...

Hi Unfortunately, not with your existing loan. If your IP has increased by enough to Re-finance and borrow under 80% LVR you can claim back some of the LMI (most in the first year of the loan - some in the second, - good luck). You can also claim the entire LMI from your tax return (i.e...

Ruby and family This is very sad, my sincere condolences - VALE MATT Chris

Cash Bonds Hi This topic has been discussed previously (of course). Try a search under "Cashbonds" and a range of threads appear discussing servicability. I get the impression that Cash bond don't work as well these days...

Luck Hi Lizzie I agree, the harder I work the luckier I become. A definition I occassionaly use when I'm talking to someone about property and they "Geee's you're lucky" I say "no, luck is actually all about when preparation meets opportunity". My definition of luck. Cheers

An interesting presentation, with lots of graphs. Courtasay of Dr Nicholas Gruen (Peaches Home Loan - with permission from Saul Estlake, Chief Economist ANZ Bank). ************** (451 KB) File to big to load. # Residential housing prices are likely to do no more than CPI inflation...

As I have said I'm still pondering the issues and thought the forum would able to offer some constructive advice or share their experience. One thing I am certain is that it is not Fraud as some suggest. That would imply that I deliberately deceived the bank in order to obtain a financial...

Thanks Geoff, message understood. I don't intend to spend it. It will just sit there against a (now) Unencumbered property. BV The valuations were all in line with market expectations, the Bank just got the execution wrong and applied the total amount of approved borrowings to one...

Hi BV "Are you saying that you didn't ask for this to happen?" Correct. "I hope that you have parked them into an offset account and haven't put them straight into the loan." Yes, in an offset account. "Acessing your equity is not a bad thing but are you planning to buy more...

The Association of Superanuation Funds of Australia (ASFA) provides a regular report on what they beleive people need to retire on. It is a lot lower than people on this forum (me included) aspire to achieve. The full report is here and includes a weekly shopping list...

Our Bank has kindly lent us an extra $250,000. I mean, $250,000 more than they approved, $250,000 more than the mortgage documents, $250,000 more than the valuation and security with an LVR of 188%. I didn't think the deal was that complicated. It involved 2 new loans with this...

Hi Karina There is an old saying that goes: "You never regret buying a house, you only regret selling one." I guess this is what we call experience.

The Income Tax variation will be available from 1 May 07. You can fill this form out yourself. Don't over claim - every thing else is easy. This is the latest advice from the ATO. "Australian Taxation Office Individuals To...

If i'm speaking for others without consent, I apolegise... But as a (very) "general rule" this guy does not deserve the time of day on this Forum.

Hi Homegirl No, it's not you '"cheap renovators dreams' do not really exist in the Canberra market". At least, not at the price you are talking about. An article in the Canberra Times last week noted that the cheapest stand alone house available on the allhomes website was $317,000 in...

Hi Snowy There are no silly question here. If you do a search on previous posts you will find alot of information about depreciation schedules viz saving salary through the tax system. Type in a search for 1515 (the new name for the form in the ATO database for Income Tax Variations)...