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Just thought i'd post a follow up to this. The brokers said in 20 years of financing he has never seen anybody structure loans like this! This is from a well known broker that specialises in 'wealth management'. He thinks its not worth because then you have to pay 2 app. fees... I would have...

Hi, I'm meeting my broker next week to put these into place, if i could just check one thing.. If i use an IO 100% offset secured to my home as my 'deposit for property' fund, would it be ok tax wise to deposit my wages into the offset and pay my credit card 'used for expenses' bi monthly...

Thanks for your replies. By 'facility' im assuming you mean an 80% LOC secured by PPOR? I think this may suit me as i plan to purchase more IP's in the next year or so. My broker did mention a pro pack so i'll put this plan to him. Glad i asked you guys it seemed as if they were happy to give me...

Hi all, This is my first post after sitting on the fence for a while taking in all the combined knowledge of this great forum. Anyway i had to register as im not sure if my MB has my best interest.. Looking to finance 1st IP and have an unencumbered PPOR worth 300k. I thought i was on the...