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    Discounts on home loan, any one got above .7

    hi Rolf Thanks for this. But that was precisely the reason for my question. Throughout this thread people have been saying things like wow CBA gives 1% discount and then another would say, but Westpac gives 1.25% discount. It appeared to me from the way they were describing it, that...
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    where is the bargains in Perth

    Hi HiEquity and Ausprop Both your strong stance on -ve gearing has really got me thinking. I'm a great Warren Buffett and Margaret Lomas fan, but when it comes to following their principles, I'm often very weak :(. When I first came on this forum I was inspired by this thread and its...
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    where is the bargains in Perth

    hi HiEquity Thanks again for your reply. Your two examples: Karratha and Office space only reaffirms my point that +ve cash flow residential properties in metro areas are hard to come by and no longer realistic. Office space investments come with a wrath of different issues of its own and...
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    where is the bargains in Perth

    Hi HiEquity and everyone on this thread. Firstly I agree that this is a fantastic thread and I want to get it back to the topic on bargins. I think we can all agree that good +ve cash flow is important but I'm finding "realistic" yields to achieve +ve cash flow near on impossible to achieve...
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    Discounts on home loan, any one got above .7

    newb question: but where do i find the std rate from which this discount is based on? I didn't realise the discount rates quoted by banks (eg 0.08% discount) was a means of comparison across banks. I always look at the comparison rate and use that figure as opposed to whether the bank says...
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    Estimating Building Depreciation for a property

    Thats great twobobsworth. For future searches of suitable IPs is there really a way to know the depreciation amount tho? ie all the property books talk about its importance, but none seem to provide an accurate way of working out a ball park estimate.
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    Estimating Building Depreciation for a property

    Hi Everyone I'm interested in buying my first IP and I've got a couple of questions regarding estimating the building/capital depreciation. I need this to work out if this property will be close to being +ve cash flow (attractive) or -ve geared (not so attractive for me) a. How do I...
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