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Hi Apologies if this has been covered before. I also would contact my accountant, but Its a public holiday and I'm keen to get further opinions :) So, up until now i've not had any inclination to purchase private healthcare, I'm an active 31( hence the rush) year old who has had no need...

Howdy Are there any day traders on the forum? Or even very active traders. Got some time in between properties and looking to do a bit of active trading. I understand the risks and have traded before, but never actively ( 15+ trades a week) Whats a good capital amount and in what lots do...

Howdy So currently going through some issues with this nasty QLD weather. Have a townhouse that has flooded( gutter rain) 3 times now with approx 4-5 inches of watch through the lower level( kitchen, lounge, car port) Each time has been with the freak downpours. 1st Time Body Corporate...

Howdy We're looking at purchasing property number 4. Property numbers 1,2,3 are all tenanted with IO repayments. There is enough equity to draw down from property number 2 and property number 1 for property number 4 deposit, serviceability is good as well. Only Problem is We've reached...

Howdy So here's a scenario. Property 1 loan 346 bank value 415 property 2 loan 344 bank value 439 property 3 loan 381 bank value 493 LMI paid on all loans. How much funds could be extracted for investment. The Figure 21k was reached for the two property's under 80% lvr, bringing...

Howdy Anyone using the Tenant Cover Provided by EBM and had a claim? Landlord Protection is pretty good. Tenant cover is quite cheap comparatively speaking( half the cost of combank for twice the claim amount) this makes me wonder if I'm comparing apples with tennis balls. Cheers

Howdy So I received a notice from Brisbane City Council today. It advises that one of our properties is in an area that may be effected by "long term improvements to the area" I suspect our property is in the way of a road upgrade and may be bought up. I believe this is relatively far...

Hi I'm reaching out to Animal lovers on the forum. A while back a kitten was dumped at my fiancee's sisters work( vet nurse) Almost didn't make it, had ringworm and was on deaths door,managed to pull through, and is looking for a home. He is full of energy and will suit a home with a...

Howdy So I'm relatively ignorant when it comes to politics. So who should I vote for? Ie who are property saavy people voting for? I know I should take at least some interest in how the country is run, but honestly I have 0 interest in this. Thanks in advance!! Cheers

Does anyone else feel their life is filled with filling out forms. I wish life had an auto fill similar to google chrome.

Howdy Sorry another SMFS thread. Was speaking with the accountant and they advised that you don't need 150k plus for SMFS. Similar to the SMFS mini thread, people are doing it with 60k balance. Now I don't think this is for me yet as I've crunched the numbers and It would be very reliant...

Howdy So was thinking today, we are about to Move out of what is essentially our PPOR and become tenants, while keeping this place our PPOR. It should be comfortably positively geared due to excellent growth, 30% in 2.5 years. It is a 4 Bed 2 bath 130mtr2 5km from the Brisbane CBD in an...

Hi All So my partner will have finished her Midwifery degree at the end of next year and we'll be finally enjoying 2 incomes again. This got me thinking about risk. I have always assumed babies just fell out with midwives sitting around drinking tea, however after 2 years of non stop baby...

Howdy Anyone used http://www.ripehouse.com.au/ before? Looking at this for my parents who struggle with sourcing data from the internet. Cheers

Hi So a while back I post a question about Income protection etc and got a great referral by a forum member. Spoke with a broker and got the point where I realized I know zero about the industry( didn't take long) Usually I just try to speak with as many people as possible until a picture...

Howdy So we've got a property on the rental market. Has been listed above market rent with little interest( has had reno's done and was testing the market as few comparable properties.) We've had a potential applicant apply and waiting for their financials etc. Asking rent is $410 per week...

Howdy Just reading some Friday afternoon junk news and came across this. http://www.news.com.au/finance/superannuation/how-this-super-idea-could-move-you-out-of-struggle-st/story-e6frfmdi-1227093458723 Interesting and no double talked about before. But it got me thinking about...

Howdy Just wondering how many of you use a PO box? As much as I try to Virtualize all of my mail, there are still silly companies that like to send snail mail. Is this Fee tax Deductible? Cheers

Howdy Probably been asked before, but quick lazy search didn't come up with lots. What Lease lengths do you prefer and why. Seems to be pro's and cons with longer and shorter lengths and interested to get everyone's opinions. Cheers

Howdy Anyone done a DIY job of laying Viynl planking? Seems straightforward but it is a big thing to get wrong. Cheers :)