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Thanks everyone for the forum. I bought my first PPOR 12 months ago, and my "then" mortgage broker didn't give me this advice. So i'm in the situation of seeing if it is worth refinancing so that I can now be set up properly.

I visit Hobart a fair bit and was keeping my eye on things down there. I've often heard people say that it is difficult to get rental properties there. But that might be more related to rentals in a certain price bracket more than anything else. There does seem like there are a lot more older...