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hi, I'm about to apply for a loan for an IP and probably going to go with loans.com.au ... is there anyone who isn't happy with loans.com.au?

hi, looking at borrowing $1.4m (80% of LVR) soon and am self employed. In speaking to some lenders, some are happy to to accept my 2012 + 2013 tax returns (since I don't submit my 2014 tax return to my accountant until February 2015), whereas some lenders want my 2014 tax return. Any ideas why...

Hi, I'm looking at a new loan for a PPOR If I take out an I/O $100k loan using my PPOR as security to buy my PPOR...then I pay back that 100k, so the loan balance becomes zero, then if I redraw this 100k to buy an IP, are the interest repayments from now on, tax deductible (since balance on...

The media reports there is lots of competition out there for home loans, so many lenders are discounting...what type of interest rate does this translate to? I refinanced recently with imortgage at 4.69% (680k "cash out"...80% LVR) and looking at refinancing an unencumbered property (another...

hi, I'm looking for suggestions, I'm looking to refinance an investment property worth about $900k to max LVR to tap into equity. No other loans to refinance. Am self employed (medical specialist) but got all BAS statements and tax returns. Currently with CBA Homepath at 5.2%. Looking for 100%...

hi, how soon prior to expected settlement for a residential property off the plan will a lender agree to lend you the money? generally are there any extra fees for off the plan purchase mortgages? thanks

just wondering what these fees mean: transfer fee? (to another lender?) portability fee? (to another lender?) progress payment fee? security assessment progress inspection fee? (would this be for off the plan purchases or a house build?)

Hi I live in North Queensland but I'm purchasing a property in Brisbane. should i use a local conveyancer to me or one who is in Brisbane? (I figured someone representing me will have to attend settlement, unless it can be done over the phone or via emails / direct deposits) Thanks

Hi, I'm thinking of converting my PPOR to an IP. I purchased a PPOR at the end of 2005 and moved out of my PPOR in 2008 but it has just remained empty as I moved town and hadn't considered to rent it. Is my understanding correct in that you can keep a property as a PPOR for 6 years from the...

Hi I'm moved from Brisbane to North Queensland and now my principal place of residence in Brisbane I want to convert into an investment property but I want to buy another principal place of residence in North Qld. The balance on the loan of my Brisbane PPOR is almost zero as I wanted to have...

Hi I'm considering refinancing with NAB portfolio facility, has anyone negotiated to waiver the $550 annual fee or negotiated a bigger discount off the standard variable rate? thanks daniel.