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  1. RedFox

    Offer accepted, now seller wants to change settlement date

    I did the righty said no problems, any date is fine :) Hopefully good karma comes in the form of a huge lotto win :) thanks guys
  2. RedFox

    Offer accepted, now seller wants to change settlement date

    so I'm prolly better off asking for 2 months then lol ;) thanks guys
  3. RedFox

    Offer accepted, now seller wants to change settlement date

    Yes this is IP3 borrowed @ 100% thats why im thinkin about it Delay settlement = delayed interest Normal settlement = swing a cash income/negative geared tax deduction/ and of course, in theory pay the place off in 29 years 11 months instead of 30 years :)
  4. RedFox

    Offer accepted, now seller wants to change settlement date

    Hi guys I have made an offer which has been accepted by the vendor. +28d fin/+28 settlement. The seller now wants to delay settlement by about a month. Obvously I can say yes or no, but the capitalist person that I am, should I make a move for personal gain in a nice kind of way? :)...
  5. RedFox

    Living in your IP?

    Hi all If you rent or live somewhere else - do you have to have one of your own properties as a PPOR? Or if you have multiple properties, can they all be IP? If they are all IP, can you live in it? (expenses been tax deductible, have to pay CGT on sale)? If not, can you buy a property...
  6. RedFox

    Having multiple home loans offest of a transaction account

    Hi guys, apologies if this has been covered - I couldnt find it If your have multiple home loans with a bank that offers an offest account - can all your home loans be offset? 100,000 in eligble transaction account Interest on Loan 1 500,000 loan = based of 400,000 Interest on Loan 2...
  7. RedFox

    Old Property Manager issue

    I emailed them and they replied backing saying they take it off all gross collections.. but I dont know if I can be bothered trying to go any further... sigh
  8. RedFox

    New tenant requests lots of maintenence... help?

    thanks for the replies guys... we all seem to be on the same wavelength, I feel a bit more confident Air con isnt really an issue, I asked the logical q's when the PM asked the other day. Its just this is the reply I got - 100 other requests.... also got asked that I can buy her dads hills...
  9. RedFox

    New tenant requests lots of maintenence... help?

    Hi guys a Tenant in IP has listed a lot of things they want doing, what do should I do? what do I have to do? Its a long post but your feedback is much appreciated Install an air con they own - they want me to install it? - I asked for all the air con details etc and what the "deal" would...
  10. RedFox

    Old Property Manager issue

    I signed off $0 and all costs to be approved... I'm going to email them anyway... I never knew such incompetent people existed... honestly it has been that bad. thanks for the replies!... new PM has been great BTW, have signed up a 2nd property with them and thinking of getting a 3rd... easy...
  11. RedFox

    Old Property Manager issue

    Hi guys Long story short old PM was very incompetent, lots of issues with their reliability Organise new PM, they took over With the old PM, they charged me for "repairs/water/cleaning" that I did not authorise, after many many phone calls and months later, they finally paid me back (i...
  12. RedFox

    Insurance Questions

    Guys I'm looking at this also without reading the fine print for an IP with EBM "Rentcover platinum" that covers similar to an RAC/HBF/Whoever... or do you need both? sorry if its been covered before.... long day!
  13. RedFox

    Feedback on subject tos

    thanks for the feedback guys, ima learning too :)
  14. RedFox

    Feedback on subject tos

    Thanks for the reply....Maybe not, but I have nothing to lose? I suppose I could fine tune it a little, as most of those items would be covered in the building inspection
  15. RedFox

    Feedback on subject tos

    Hi all I've been reading posts for the last hour or so, as I am thinking of making an offer - I'm in no rush and dont have a heart set on anything inparticular. I've inspected a property that has not had much interest and the seller is moving away. I'm thinking the following, thoughts and...
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