Search results

Hi Jade, I am thinking of joining Destiny and was wondering what your experience with them was. Any info would be great. Thanks, Ryan.

Thanks Joycenmat :) I have tried "looking" as much as I can but I am specifically looking for an interest-only offset account and none of the lenders seem to list this rate on their web pages - I keep having to ask my broker to send them on and I am sure I am driving him crazy. Still, it is...

Thanks Rolf, re serviceability levels, when you say "St George is much lower than Homeside" do you mean that St George will lend me more based on my income? or less? pulling equity in the future to buy an IP with another lender is definitely the way I want to go as I want to avoid x-coll...

Thanks Everyone for the replies. Rolf - can you pls explain what you mean by "high serviceabilty model"? sorry, I am new to the game, just a one line explanation would do. I intend to "live" in the apt for 6 months to get the FHOG and avoid stamp duty, then move out and rent it as an IP...

Hi, Has anyone bad experience with Homeside? I am about to apply for pre-approval for my first IP and have narrowed it down to 2 lenders. I am looking to borrow $400k interest only offset a/c with max 90% LVR (hopefully 85%) I have spoken to 2 brokers Broker 1: St George Advantage...

solicitor/conveyancer in NSW I've just been quoted $2,500 in Sydney for a solicitor to do conveyancing on an IP I am looking at. Seems a bit pricey to me. is this a typical price for a solicitor? can anyone recommend a solicitor/conveyancer in sydney?

Hi Jo, yeah I agree, but bewing a newbie and want to be sure that i do the right thing with the first IP and not live to regret it in a few years. I/O with offset seems the way to go Thanks for your help guys - now to find a good accountant !!

Thanks Rob, really appreciate the response :) are you happy with your MB in Surfers ? (ie do you find it ok not to ever meet him/her). If it works for you then no reason why I can't do it :) Do you mind passing on their details? It would be good to use someone that has been recommended rather...

Hi All, I am new to the forum but have been studying/reading for approx 12 months now and I am ready to buy my first IP. Unfortuately I have hit “analysis paralysis” and could really do with someone to point me in the right direction. My financal situation is : · Not looking to buy PPOR...

I am complete beginner so afraid I'd be listening more than contributing (if that's ok) but definately interested Ryan.