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Hi All, I am looking to change from my current property management agency. Are there any recommendations for agents/agencies in the region which I should consider/avoid? The property is in Woodridge.

From his memory, he only went into the bank and signed the mortgage papers to add him on the mortgage, but he did not do anything other than this - to be added to the land title wouldn't he have to take other steps? His brother is trying to find the land title documents...

My fiancée and I are in the process of buying a house and we are getting the fhog in nsw. The other day his brother reminded him that he had gone in as a second person on the brothers mortgage title to help his brother keep his house after his divorce fifteen years ago in the act. My fiancée...

...Anyone at all? :D

Anyone have any idea how much this would cost? We want to rip out some old air conditioning units in the house we have bought. The current owners have put in a new a/c but left the old one in..:confused: We also want to remove an old oil heating unit and rip out about 1.5 metres of the...

Sorry should have clarified- 20% equity from existing 2 IP's

Thank you!

Silly question i know, but it's the first time i will be accessing equity in my 2 IP's. How do you work out what the banks will release? I know they will only lend up to 90%...but is that of the available equity of the entire property value? For example, in one property the valuation has...

My main concern is I am confused as to why security is required when we will have a 20% deposit. I have asked my MB this question and am awaiting a response.

My strategy is to buy and hold long term..we would be looking to release the security relationship as soon as we have 20% equity in the PPOR...which essentially would be once we purchase it as we will have a 20% deposit...so really, it seems like a means to get the mortgage and then after a few...

Yep, so essentially what i am trying to understand is why the bank (ANZ) would need my 2 IP's as security when that is already the case?

How does this work? Our MB has explained that we will stay with the current lenders for my two IP'S but the new lender for the PPOR will ask for the investment properties as security for the new purchase. Once we have equity of at least 20% in PPOR, the bank can then remove the security...

Actually, turns out our MB's suggestion is we stay with my current lenders but we use the properties as security for the PPOR...

Hi everyone, Fiancee and i are still in the process of house hunting and sorting out our finances. A mortgage broker we recently contacted has suggested that we take out a joint mortgage with 95% in my fiancees name and 5% in mine. He (my fiancee) does not own any property and is...

Thank you so much for your advice, we will definitely look into this further!

Wow, that's interesting- we have been told that even if we have 10% deposit, he needs to show genuine savings...if what you have said is true, then then this is super news! Do you know which lenders (or is it all of them!?!?) are willing to lend on 10%+ deposit without genuine savings??

My fiancee and I want to buy our first PPOR together. To pay or not to pay SD: I have 2 IP'S. I already accessed the FHOG several years ago for one of these properties which is now an IP. I have a tidy amount of equity from both IP's that can be used to finance the deposit. My fiancee has not...

Is this the description given to any brick house that has an outer brick wall but inner gyprock walls, or is that something different? I keep seeing this description and I am confused with the information i have found via google. I know what double brick is, but some sites say brick veneer...

Hi Everyone, Previously I asked about where to buy, Greystanes v Winston Hills. Unfortunately it looks like we won't be able to afford something in Winston Hills that is within our requirements. So now I move on to asking you about Greystanes- Which part of Greystanes is the nicest? I grew...

Thanks, very helpful.