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    Logan QLD property manager- recommendations

    Hi All, I am looking to change from my current property management agency. Are there any recommendations for agents/agencies in the region which I should consider/avoid? The property is in Woodridge.
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    Being on mortgage title of previous house, fhog prob?

    My fiancée and I are in the process of buying a house and we are getting the fhog in nsw. The other day his brother reminded him that he had gone in as a second person on the brothers mortgage title to help his brother keep his house after his divorce fifteen years ago in the act. My fiancée...
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    Ripping out oil heater, wall and air conditioners..

    Anyone have any idea how much this would cost? We want to rip out some old air conditioning units in the house we have bought. The current owners have put in a new a/c but left the old one in..:confused: We also want to remove an old oil heating unit and rip out about 1.5 metres of the...
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    How do you calculate available equity?

    Silly question i know, but it's the first time i will be accessing equity in my 2 IP's. How do you work out what the banks will release? I know they will only lend up to 90%...but is that of the available equity of the entire property value? For example, in one property the valuation has...
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    Using IP as Security to purchase PPOR

    How does this work? Our MB has explained that we will stay with the current lenders for my two IP'S but the new lender for the PPOR will ask for the investment properties as security for the new purchase. Once we have equity of at least 20% in PPOR, the bank can then remove the security...
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    Question about exiting/timeframes with cross collateralization

    Hi everyone, Fiancee and i are still in the process of house hunting and sorting out our finances. A mortgage broker we recently contacted has suggested that we take out a joint mortgage with 95% in my fiancees name and 5% in mine. He (my fiancee) does not own any property and is...
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    Go in as first home buyers or bite the bullet and pay Stamp Duty?

    My fiancee and I want to buy our first PPOR together. To pay or not to pay SD: I have 2 IP'S. I already accessed the FHOG several years ago for one of these properties which is now an IP. I have a tidy amount of equity from both IP's that can be used to finance the deposit. My fiancee has not...
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    Brick Veneer

    Is this the description given to any brick house that has an outer brick wall but inner gyprock walls, or is that something different? I keep seeing this description and I am confused with the information i have found via google. I know what double brick is, but some sites say brick veneer...
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    Nice parts of Greystanes and other recommended P/matta district suburbs?

    Hi Everyone, Previously I asked about where to buy, Greystanes v Winston Hills. Unfortunately it looks like we won't be able to afford something in Winston Hills that is within our requirements. So now I move on to asking you about Greystanes- Which part of Greystanes is the nicest? I grew...
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    Lenders that do not need "true savings" history

    Hi everyone, Just wondering if there are any lenders out there who are happy to lend without a 3 month true savings history? If you have deposit over 10% (a gift) that you will use to finance the purchase.
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    Winston Hills v Greystanes..where to buy?

    My boyfriend and I want to purchase our first PPOR this year. I already have 2 IP's. Our budget is $450k-$530k. We are aiming for 3 bedrooms, single garage, backyard. We are thinking of either Winston Hills or Greystanes...are there any parts of these suburbs to avoid? Pros and...
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    Using equity to buy home to live in

    My boyfriend and i want to buy a house to live in together once we are married (next year). I have 2 IP's and both have some equity built up. My boyfriend does not have any assets. Would a bank be willing to lend based on equity as a deposit? Or would we still need to go through the...
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    Weird calls- "Lifestyle Planning group"

    I thought this may be a good place to ask some advice regarding a strange call I received earlier. A guy from Lifestyle Planning Group rang me at home and has been trying to get in touch with me for a few days, as my mum had taken the calls. He proceeds to tell me that he is calling because...
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