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Just a couple of quick points here. Firstly in boom times there is always someone calling for reductions to negative gearing, but this could be a real problem when property values are flat or negative. Secondly, there is nothing to stop first home buyers being investors. First home buyers...

The calculation would be $100 divided by $19 = 19% plus tax to the company 30% Putting money into a company will work if you have high income one year and lower in the following

You really need to get this sorted out, turning up and hoping for the best is a really bad plan. Phone the existing tenant and remind her that you are doing her a favour showing prospective tenants in as she will be paying the rent until the end of the lease period.

I think you have enough if you dont freak out every time a window faced envelope arrives in the mail. I strongly believe that you should at least have your PPOR owned outright before you retire. I know people trying to survive solely on govt pensions and when you pay $400 a week rent it doesnt...

Hi Peter LVR is 80%

My broker has offered 4.75 with CBA for a less than 300k investment loan. I require offset account, there is no mention of a rebate and i will need to pay the annual package fee.

If you are over 50 and in the top tax rate it is a no brainer to salary sacrifice into super

There are pros and cons definitely, we just moved all our furniture out because it needed updating and we found it hard to justify the expense Not only are you constantly replacing linen, but all items are now your responsibilty, for example people would say the washing machine was broken when...

I am greatfull for the lifestyle we have and that my family are all in good health

their website is strange, there is photos of the two staff members but no names their office in wangara is a long way from rockingham, would they do the inspections.

this one? http://www.theaustralian.com.au/national-affairs/opinion/no-the-rich-dont-pay-a-fair-share-of-tax-they-pay-all-of-it/story-e6frgd0x-1226841174461

I bought from plants4perth and ws happy with the quality and service. As to why you would buy on line its because retailers here never have anymore than a few plants in stock and to order in takes forever.

We fly anything except Qantas, although for an international flight from Perth to fly Qantas would be almost impossible unless you went to the east coast first,all flights from Perth are codeshare. Domestic flights on Qantas from Perth are horrible as they use all the oldest planes. Have...

Yes we have just gone through this process of changing and saving a similar amount. The problem with stepped policies is they start to increase by a few thousand each year when you get older.

sounds standard, management fee 8.5% plus GST you should be able to negotiate the letting fee down to one weeks rent plus GST at least for the first lease

Subject to sale still quite common here. Vendors will generally only accept a close to asking price offer though and will put a 48 hour clause on (if another purchaser make an unconditional offer you have 48 hours to make your offer unconditional)...

If you are going to do a downward variation be very conservative in your figures, the tax office have a percentage tolerance and do not look kindly if you do a downward variation and then end up with a liability

Yes standard here in WA. Check your contract.

http://www.deloitte.com/view/en_au/au/3ed9ad9fed2fb110VgnVCM100000ba42f00aRCRD.htm this is a good explanation

When I don't see any images of the outside of apartments I tend to think its because its really bad, is this the case?