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Hi there I have layers of old lino over floorboards in a late 50's house. The lino is in one sheet and isn't glued to the floor, just sitting on top of newspaper sheets. I am assuming the lino would have asbestos in it, so I am thinking maybe to just get a quote to have it removed. Or does...

Hi I have a $10k credit card debt that I would like to transfer the balance to a 0% card. (Just trying to buy a year or so?s grace in order to pay down my cc debt!) I have read on the forum that a credit card balance transfer trashes your credit rating? Can someone tell me more about this...

Hi folks - title says it all. Was wondering if there is an advantage in the eyes of the bank if your investment property is managed by a real estate agent. I have been asked in the past when applying for a loan, so I assume the rental income is treated differently if it is self managed? Thank...

Hi Just wondering if anyone can enlighten me regarding putting a private sale through a real estate agent in order to avoid a valuation inspection of a property I want to buy. I am selling my investment property in order to buy another house of a similar price via a security swap. My mortgage is...

Hi there. I have a house that is tenanted that I am considering selling. How much notice does the property manager have to give the tenants? If it is say 2 weeks, can the property be assessed by agents and advertised, or will I have to wait the 2 weeks? Appreciate any replies!

Hi I am wondering if anyone can advise me. I am wanting to sell my old ppr (now an investment property) in order to buy a ppr in a different state. (Unfortunately I have been unable to get a loan without selling.) I have been trying to buy this house for a long time, so this is my last ditch...

Hi I have a serviceability issue and was wondering if there is any way I can do this – like a non conforming loan, bridging finance for more than 6 months, if needed? I have 2 properties, NSW value around $300k, loan $200k, and Tas, value $175k, loan $150k. I want to buy a house for $300k...

Hi there - looking for thoughts on getting a loan using an arts grant as business income. I am trying to buy a house that I am very keen on and would give me all kinds of business opportunities, as well as a great place to live. I have spent the past week with a mortgage broker, getting my...

Hi there, newbie here and after some advice, if anyone can help, I would be most grateful. I have found a house that I’m trying to buy. It is going to auction in a few weeks, but the vendor is open to offers prior. I am in the throes of using a broker to see what kind of loan I can get. My...

Hi I'm just wondering ... if you do a sort on a realestate.com or other property list from cheapest to most expensive, does it mean anything where properties listed without a price (eg ) come in the list? For example I'm interested in an 'expression of interest' property that is sandwiched in...

Hi I'm thinking of making an offer on a property that calls for an expression of interest. Being a newbie, I thought someone might be able to enlighten me on the best approach. The real estate agent has told me that I should put in my best offer and then on the closing date he will present the...

Hi - newbie at this... I've just bought a property in Hobart and am planning to try a sea change for 6 months to see if I like it. (suspect I will) I currently live in a house I've owned for 10 years which I will be renting out soon. However I'm not planning to move down to Tassie for a few...

Well! By hook, by crook, I've done it - I've just bought an investment property in Tasmania!! After looking for a year and researching everywhere from Lake Macquarie to Lithgow, I've settled on a shack in a beach suburb of Hobart. A rather stunning feat, 1 week before pre approval runs out...

Hi - newbie here and wondering if anyone can help me out ... I'm about to submit an offer for an investment property. I got a pre-approved loan with the CBA about 8 months ago for $150k, which has recently been re-assessed and they are happy to now lend me about $130k considering interest rises...

Hello everyone I’ve stumbled across this forum recently and it’s been very enlightening to read. Everyone is so generous with information and comments. It’s amazing! I’m hoping to get a few pointers towards buying my first investment property, which I need to do asap. My situation is that I...