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My wife and I are about to put plans into council for a 2 lot subdivision, however it looks like we are going to be on the one wage when construction time comes, so we wont be able to get a straight out construction loan from a bank (even though we could easily afford the repayments with the...

I like Luke Howard from First National at Chelsea. I have both bought from him and put a property on the market with him. He is upfront and realistic, there are no surprises or hidden catches. He seems always available for a chat and happy to answer endless questions. What I like most is...

Just spoke to a few people this week about similar numbers for a development. St George 6.65% MECU 6.64% Hope that gives you a guide.

In the words of Mariah Carey..... "I'll be there" (and the wife will be too!) Thanks for organising it! John.

Thanks for the replies so far. I think he can hold on to the 50k for a few months. I was thinking last night, he paid 348k for the property (3br house on 623m2), though council values it as 450k on the rates notices. If the bank valued it as higher the the 348k he paid, does that...

Another LMI question - short term access to funds Hi All, I helped a mate buy a house on the weekend in Noble Park at auction. He has got preapproval, but is looking at $8000 mortgage insurance because he only has 8% deposit on a loan of about $330k. Here is the question: He has access...

Hi All, We are looking at purchasing a 3 acre property (land only) as a future PPOR. It is a new subdivision off a 20 hectare site in an area of Melbourne's East (the Yarra Ranges Shire) that doesn't allow too many subdivisions as there are many environmental overlays. Part of the property...

I didn't go, but it went for $351k according to http://scottbanks.com.au/ It was on his top 5 bargain houses for the week. Cheers, John

Hi. We've had St George do a few reevaluations in over the last five years. These varied from: (a) Inspecting the property personally (b) Looking at the size of the house and block then guestimateing (c) Taking our word on it. We've found that it depends on your lending manager as to...

Wow, I thought Frankston would get it's share of growth eventually, after Seaford did so well in the last few years, but I didn't expect this.... This one sold before auction for $465,000 http://www.realestate.com.au/property-house-vic-frankston-107074802 I was thinking 350k-380k. Any...

In terms of distance - I would suggest that there is a larger perceived and actual distance between Geelong and the Melbourne and Frankston/Seaford and Melbourne (this includes Melbourne's outer suburbs & places of employment). To put it simply, Frankson/Seaford are on the Metro line, whilst...

I'm biased, because my investment strategy relies on the second option you mention. If it were me, I'd definately go down the sub-dividing path, even if you don't build/develop yourself, but you sell the the land with plans/permits. Houses that are subdividable in Boronia jumped from about...

Well said Hiequity - Thanks. The maps for all of Australia (not including Canberra) is here http://www.ozcoasts.org.au/climate/Map_main.jsp The map for Aspendale is here http://www.ozcoasts.org.au/climate/Map_images/Melbourne/IPPB/1.0/JPEG/150dpi/Melbourne_10_150_Map_47.jpg Cheers,

Hi All I had been worried about the release of sea level rise predictions for a while, especially for IPs in Seaford (Melb) and now its finally here.... http://www.ozcoasts.org.au/climate/Map_images/Melbourne/IPPB/1.6/JPEG/150dpi/Melbourne_16_150_Map_48.jpg A bit like going to the...

Could not agree more..... as the saying goes "misery loves company".

That's right, Google advanced search is it. It helps with searching for houses with bungalows too. The search line below looks at houses that have a bungalow in the suburbs of ferntree gully or Boronia, but filters out sold properties and californian bungalows. I use S.T.C.A as well...

Well, I'm not in the position to purchase another property (and it's probably not the right time to buy in Melbourne) but if I was, it would be from this list.... http://www.realestate.com.au/property-house-vic-seaford-106615121...

G'day, I'm not far from FTG. I think it will jump fairly soon to match the prices in Boronia. You're right, the train line is a great asset. In the last 12 months I noticed that Boronia jumped very significantly, especially places over 800m2 for development. I didn't notice the same jump in...

Hmmm..... I was there last week and must say I'm a bit concerned. State Government is about to release a report about sea level rise and its effect on particular suburbs. They'll all be rated. Not sure if they'll release it this year as it is an election year.... It will have implications...

One simple way of testing if sheeting has asbestos fibres in it is by holding a cigarette lighter to it. If the fibres burn then they are cellulose (used after asbestos got banned), if they don't burn and remain like glass fibres, then you have asbestos. In terms of removal, for my place I...