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  1. catcha

    Credit Cards Again/Benefits

    Ive had Citibank for a while and use to be on the Citi Business $150 fee and you get 1.5 frequent flyer points for every $1 spent. It was good until they ended it and moved me to the new signature card. long story short I got the free lifetime annual fee waived with one of there promotion seen...
  2. catcha

    Renting inner city perth

    Have you considered Nollamara, rental is not too bad depending on what you want, Brand new villa 3x2x2 $450 per week, less if its not brand new and 1 less bedroom and toilet. My PPOR is in Nollamara and I use to rent in Tuart hill and Yokine
  3. catcha

    Somersoft Cars

    My Toy Subaru BRZ 2013
  4. catcha

    Advice on these quality issue please

    Update I have spoken to the building commission on the phone and they reckon I have a case. Not being entirley sure I actually went to the office and got an inspector to take a quick look at the photos. Basically the seal roof flashing is a main issue and everything also just as important...
  5. catcha

    Advice on these quality issue please

    Hi Westminster, I asked the plumber as he was there to fix drain in the guest bathroom that was overflowing back up the middle drain, this was also a reported case but they had a dogy plumber that did not do it right the first time. So this second mob plumbers that came up hired by the...
  6. catcha

    Advice on these quality issue please

    Hi all I recently just brought a villa in Dec 2012 and some issues have occurred. I did not build this villa, but brought it off the seller that build the villas on there behalf. They own the land with a house back then and decided to knock It down. I'm unsure what my rights are in...
  7. catcha

    Perth: where to go for dinner tonight?

    Tony Roma is pretty kid friendly I think
  8. catcha

    Need help with working out the mortage repayments

    Well I called homeside and asked why the difference, apparently they forget to adjust the repayment rates to reflect the interest rate, when interest rates drop. she gave me a figure of monthly $2270 from my original $2407, and said she can change it there and then. I opted not to change as...
  9. catcha

    Need help with working out the mortage repayments

    Yeah well I did mention it to him but me being me and really understanding I didn't have 20% to avoid LMI therefore the other IP I have was used as security for my purchase of my current PPOR
  10. catcha

    Need help with working out the mortage repayments

    Yes a single loan, I did know about the cross x but broker did otherwise that's another story and something I need to address when I have time
  11. catcha

    Need help with working out the mortage repayments

    I'm pretty sure I avoided LMI by using my other property as security. Will have to ring but it's a $60 difference from the online calculator
  12. catcha

    Need help with working out the mortage repayments

    Yeah will do it on Tuesday and ring Nab
  13. catcha

    Need help with working out the mortage repayments

    Hi all, Recently got a Villa and a loan for 402k the rate at the time was 5.75% on the loan document with homeside plus loan paying principle and interest for 30 years On the document it clearly states 360* $2407.29 When I put these figures into a homeloan calculator online it gives me...
  14. catcha

    Anybody with TPG for mobile phone?

    Just joined the 15 super value for my wife. had some Sim issues it was DOA on arrival. when through lots of troubleshooting steps, the last one was to try another Iphone 4. All I wanted was them to send me a new sim. I lied and said I had tested it and Sim was still not working. They then said...
  15. catcha

    Pre-settlement inspection this coming tuesday

    Well did the inspection, agent is onto everything, he even picked up something that the building inspector missed a bathroom cabinet laminate missing. tested the garage, alarm, gas, oven all seems good. the gyprock or groute is very obvious and very annoying especially in the alfresco area...
  16. catcha

    Pre-settlement inspection this coming tuesday

    will check again before settlement if not they either fix it or reduce the purchase price which is written in the contract as per quote or plumber.
  17. catcha

    Pre-settlement inspection this coming tuesday

    basically if i wanted to resind on the contract based on satisfactory building inspection. the only way I can resind it is, if they found the property not structurally sound. Since it is structurally sound If i wanted to back out it would be difficult. i'm just hoping they just fix...
  18. catcha

    Pre-settlement inspection this coming tuesday

    Hi All thanks for your replies, I did put a building inspection clause but that only cover structual defects only. In special conditions it does have "the seller warrants all electrical,gas, plumbing fixtures and fittings shall be in good working order at the time of settlement, at...
  19. catcha

    Pre-settlement inspection this coming tuesday

    Pre-settlement inspection this coming tuesday need advice on some issues Hi all, Just wanted to run this past some experience people on the forum. I have just purchased a villa 3x2x2 in Nollamara its brand new and just been completed. I brought this off the seller who contracted builder...
  20. catcha

    What's the best air conditioning unit?

    Hi Jenko so out of all of them, when warranty runs out and you have to pay for parts. Which one is the cheapest. Been reading while Mitsubishi heavy industry are one of the more reliable brand, when they go from owners they pay a hefty price for parts.
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