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I'd be more then happy living on current salary from home to be honest. Aim would be for the 200K though. Also we only have one kid (with another on the way), I don't think we'll go to much further. I did a YTD on spending, this is what I've come up with just quickly. This is just top 10...

Rugrats, Yeh I do dream big, but I'm very good with goals. I have a goal sheet stuck to my fridge and I tick things off when I do them and when it's 50% done I do another list. I believe I can get there, the only one who can do it is myself and I understand that. I should do a year by year one...

I use Quicken to track all my costs and yeh we can live with the wife off work (Did it for 8 months in which my son is only 13 months old). I guess your saying why aren't we saving more now. I don't really know, we just have it setup to save 2k cash automatically and the rest of the money we...

That's the way I'm leaning at the moment too, it's all a bit too messy. Perhaps later when my properties are doing better I'll take it over by using the equity to pay her debt later on. Very keen to get into property investment so I did like the idea in some ways. Perhaps if my PPOR actually...

Thanks for the first reply Graemsy. I guess we could all live in the one place now but she's only 53 so I thought she may want her independence right now so I should have said that we'd like to keep her in her current house. One thing I forgot to mention is my wife's father in law already has...

Evening All - long time reader, first time poster. Only reason I've finally decided to post is because I've finally decided to started asking for peoples advice on what has been successful for them and to look at different ideas and what they might do in my circumstance. Sorry for the long post...