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    Should I get the banks permission before I build an approved house

    I am wondering if I need the banks permission to build my DA approved seperate house on the back of my current PPOR? I know I should however I have been told by my mortgage broker and friends who are in the finance/property business not to tell them until after the property has been built...
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    renting out ppor

    hi guys does anyone know the cgt tax situation when you rent out your ppor? by renting it out for a period of time would that now mean you would b liable for cgt when you came to sell it?and if so would that be on the purchase or from the val at tim e u decided to rent it out?any way around...
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    lo doc and ppor

    hi guys,we always use lo doc to fund all of our ip.we also use this to fund our ppor as well.however,the rules concerning lo doc and ppor are about to change.as of jan 5,our bank will no longer allow lo doc to fund ppor,and they have imformed us that this will be the case throughout oz,in...
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    cgt and ppor

    hi guys.we are thinking of buying a house on a large block and subdividing and selling off the other half.anyone know if cgt will be payable on this type of transaction?we will purchase as our ppor and live there,seems agood way to avoid stamp duty and c gt!
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    stamp duty and PPOR

    Hi everyone, Just wanted to know how long you have to live in your PPOR to get the stamp duty discount. I originally thought it was 6 months but someone recently told me you could do this four times a year. I live in Queensland by the way. Not sure if there are different regulations for...
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    stainless or whitegoods?

    hi guys.we are planning a renovation shortly,on a property to be sold,what does everyone think of stainless or white goods?does it really make a difference to the selling price?i know most new modern places seem to use them,but having purchased a new stove recently for this property we wonder...
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    duplex or unit?

    hi guys we are about to sell one of our properties and just wanted some of your thoughts on the matter.we have a duplex pair on one title which we plan to strata title and sell one of,leaving us with one.our other plan is to sell our unit in a small block of 21 which is only 100m from the...
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    capital gains tax

    hi guys,read something interesting in latest issue of api,regarding capital gains tax,which ill pass on to those who havent read it yet.concerning the sale after 12 months,as we know your tax is halved,but did you know that if you enter into a contract for sale BEFORE the 12 months,but still...
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    duplex pair tax question

    hi guys,just had a question relating to a property e are considering purchasing.the duplex pair is on one title so im wondering if we purchase it as a ppor will we be paying stamp duty on investment or ppor?are you able to purchase this as a ppor?yes we do intend to rent the other half out.also...
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    north queensland

    hi guys.anyone with exp in investing in gladstone bundy rocky or harvey bay?what do you guys think of these areas?
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    statistis

    hi guys.just wondered if anyone knows of any great sites where you can acess statistics in particular population growth of cities but more so suburb within those cites?
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    website help

    hi guys.we are thinking of going over to nz to invest,as there are great bargains to be had there,no stamp duty or capitalgains tax.does anyone know of any web sites such as this one over there?
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    any experience with flips in NZ?

    Hi everyone, Have just been educating myself more on flips and I was thinking it would work well in NZ considering there is no stamp duty or capital gains tax. Does anyone on this forum know anymore regarding this or even if it is infact legal. If it is, it seems like a potential goldmine...
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    property structure how to?

    Hi guys, We have a few properties that we are thinking about changing into another name or company etc to protect them. Do you have to buy the property in that particular name or can you change it over? and if you can change it over do you have to pay stamp duty or any capital gains tax when...
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    does this sound dodgy or what?

    Hi, We had been receiving our statements from our property manager and wondered why some months it would say credit $140 or debit $50. When questioning this our property manager told us that the tenants just pay whatever they can afford each week so sometimes they are for example $20 behind...
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    valuations

    hi guys,just wanted to get some thoughts on an idea i had to get a fair val for my property. I know valuers always value lower and are conservative especially when there is no contract on the property so i figure the best way to get some accurate up to date research is to put it on the...
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    Accountant on gold Coast or Brisbane?

    Can anyone recommend an accountant preferably on the Gold Coast but also in Brisbane. There is most probably one on this forum. Any contacts would be appreciated! Thanks in advance
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    what to do with a dark, muddy courtyard?

    hi everyone, We're at a loss as to what to do with our two duplex's. The courtyard in the rear property is very dark and depressing! The trees from the property behind are pushing the fence over and instead of grass we have a lovely, compacted mud bath. It is an IP and since we have just...
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    capital gains/neg gearing

    hello everyone. just wondered if anyone knows how the new capital gains tax works?also heard on news something about the govt considering abolishing neg gearing(again!)anyone know anymore on this subject? thanks
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    adding value

    Hi everyone, We have just invested in a duplex pair in the suburb of Southport Gold Coast. We brought the properties under value which was fantastic but now are looking at adding value to them. we don't have alot of cash to spend on these properties so were wanting to know which areas we...
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