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I think you're spot on there Geoff. I trade the markets every day, and i've learnt not to expect anything. If there is an announcement that I think will make the share price either rise or fall, I now know to wait to see just which way it's going to go. I've been caught out many times...

Did you see this morning that Frank Cicutto quit? Should make for an interesting day for NAB shareholders.....

Hi all, Looking at it from both sides here, I have wrapped a property in the past. I charged 2% over my interest rate. My wrappees were advised to seek independant legal advice. I became a licenced credit provider, which I believe is really the only licencing you could say is "required" to...

HI Aceyducey, Thanks for your comments. Yes, we did almost the whole lot ourselves. We paid a painter to paint outside (we did the roof), and we paid a builder to knock out two walls inside. My agent has been telling me similar things to what you've said - that the market has slowed, but...

Ok, I've posted lots of before and after photos in my members gallery, for those who are interested. Kylie

we knocked out the wall between the shower room and the bathroom, moved the door around the corner and built a linen cupboard in this unused corner

the shower room was next door and separate to this room so this was very small