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    Loans.com.au-6.58%- Good for Investors?

    Hi All I asked this question on another forum as well But some members may not be part of the other forum. I request opinions of the experts here. Can you guys please comment upon the below Refinancing option for investors. To me, it has all the features, offset account, low Interest...
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    DD for Investment loan from Redraw in PPOR loan

    Hi Guys Just wanted to take second opinion on this. Does it matter to ATO Direct debit amount for investment property loan is coming out of which account. With my PPOR lender, I have 3 loan accounts - 2 for PPOR and 1 for IP. I want to setup DD for the IP loan account on redraw facility of...
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    Previous owner did not provide Security alarm code

    Hi I recently bought a property which has Security alarm installed in it. Previous owner has forgotten the security code and is unable to provide any information to me. What is the best way to unlock this alarm? There is a sticker on one of the window which says "Technisec Pty Limited"...
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    How to use Equity gain to restructure Loan

    I recently ordered valuation on my PPOR which came $40K higher than the original one 3 years ago. Based on that and extra repayments I requested an increase of $45,200. $32K out of this has been setup as new account to fund my 1st IP purchase. (separated from other account as this is tax...
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    tax deduction claim on stationary

    Hi Guys.. Just a general Question. I am in the process of buying my 1st IP and settlement date is 30th July 2010. The property has already been advertised on the market for rent on 10th July. I believe I can claim for Office Supplies (Stationary, Printer and computer for Business purpose...
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    Handyman around Blacktown NSW

    Hi Guys Can any body recommend cheap plumber, carpenter and/or painter around Blacktown NSW area. I have checked the ones listed in Yellow pages and they seems to be pretty expenses. It would be great if somebody can share information about one who is reasonable. What do you think would be...
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    100% tax deductabilty - Existing lender taking time to top up existing loan amount

    Hi I need advise to make sure my loan is 100% tax deductable. I have just signed a contract for my 1st IP and would be topping up my loan with my existing lender of my PPOR to fund 10% deposit on the IP. Current Loan (PPOR) - $193K Estimate Cost = $325K Purchase Price of IP = $320K...
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    Initial repairs over period of time - Tax Deduction ?

    Hi All I need help in deciding if I will be able to get tax deductions on few repairs I will do after purchase of 1st IP. ATO article: Deductions: rental property expenses - initial repairs - property available for rent Link...
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    tenants in common - Different legal interest in the property

    Hi All Myself and my partner would like to be joint owner of the our 1st IP purchase. Checking ATO website, we found out we may structure our purchase to have different legal interest in the property. I am on higher tax bracket and would benefit most if I can have 80% legal interest and my...
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    LOC V/S topping up loan to fund IP Purchase

    Hi Guys I am interested in knowing what are the pros and cons of setting up LOC on my existing loan and topping up my existing loan ((to take the total borrowings on this security up to 80% LVR) My current situation is: Loan Amt left on my PPOR - $193,000 Lender for my Current property -...
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