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Thanks Aaron - at 85% we can extract 60k which is the number needed to get us into something decent, every bank we've looked at is insisting on actual val's , which bank would be looking at desktop val's? Westpacs rates are OKish but I wouldn't mind fixing and there are definitely cheaper...

Hi Aaron Seems as though we are able to move the Westpac loans with no LMI as theyre at 80% with those vals, I was just researching the possibility of drawing extra against each (another 5%) to be able to buy another investment property. The other option is to move the loans, be patient...

Hi Rolf - the other excuse they used today was our age which I believe should have no bearing on our ability to borrow and service the loans, I'm at a loss as to how we approach Westpac with further questions because as stated above this isn't the first time they have knocked back our...

Hi Aaron - no they are held separately, we actually heard back from Westpac this morning with almost a flat no. It isn't the first time that they have refused us - but no matter which question we ask I'm not able to get any information out of them. Even an application though Westpac with Aussie...

Hello All First time I've posted here but have been reading for years, glad to be finally in a position to contribute. A brief rundown on what myself and my investment partner own, and then onto the fun stuff. Prop 1: Val 550k, Owe 440k (80%), With Wesrtpac Prop 2: Val 630k, Owe 500k...