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  1. R

    refinance PPOR, rent it out and then negative geared

    What happen if I rent out the Property A?
  2. R

    refinance PPOR, rent it out and then negative geared

    Is anyone can explain it in details? Thanks a lot!!
  3. R

    refinance PPOR, rent it out and then negative geared

    Hi I have this situation and not sure I am doing the right thing I bought my PPOR (a unit and we call it Property A) in 2007 and the home loan amount is 200k in P+I. On 1-Oct-14, the principal is only 70k. On 1-Nov-14, I refinance my PPOR and I borrow 400k which I have 330k can be redrawn...
  4. R

    Half PPOR and half IP

    How about we split the loan so that it is 400K each? If so, my friend can pay off the loan and my 400K loan is for netgative gearing. I understand that it is potential risk but there is very very hard to find 400k IP.
  5. R

    Half PPOR and half IP

    Hi My friend is living their PPOR and going to sell it. Once sold, we (50/50) will buy a property. For my friend, it is their PPOR because they will move into this property. For me, it is IP. My friend will sign a rental contract. I am going to use my PPOR as security to borrow 100%...
  6. R

    Sell new PPOR within 5 years

    Thanks Warren and Dave
  7. R

    Sell new PPOR within 5 years

    I heard that new property need to pay GST except it is leased for 5 years. Not sure it is also apply to PPOR. My plan is build a new house for living and then sell it 2-3 years later if the price is good and then build again
  8. R

    Sell new PPOR within 5 years

    Hi If I buy an old property and then build a new home as my PPOR. Do I need to pay GST if I sell it within 5 years? How about CGT? Thanks!!
  9. R

    If I subdivide my PPOR, how about my home loan?

    Thanks for everyone. Who is the person to estimate the value of portion?
  10. R

    If I subdivide my PPOR, how about my home loan?

    Hi I am planning to sell my PPOR and then buy another PPOR in the suburb that I like. I will pay only 20% deposit to my new PPOR and borrow 80% of purchase price. In this case, if the purchase price is 800K and therefore the home loan will be 640K. If I subdivide the back garden and going...
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