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  1. Cian

    Trust Problems

    I want to purchase my 1st IP through my trust. However, I signed the land agreement with my own name (before I decided to go down the trust route), my conveyancer now tells me that the only way I can do this is by a "Declaration of Trust" which they will prepare. I will have to pay stamp duty of...
  2. Cian

    Loe?

    Can I please ask your advise? I am 26. I would like to take 2 years off at 30 to travel and experience the world. I would like property investments to fund this. I estimate that I would need 130k for the two years (there may be a significant other coming for the trip too:)) LOE seems to...
  3. Cian

    Fhog/trust

    I am little confused, if you help me out that would be great. I am building a house using the FHOG. I have a Discretionary Tust. Is it worth my while transfering the property into the trust in time? One accountant has told me to do it and that the money I loose in Stamp duty i will...
  4. Cian

    IO - 5yrs Only

    My mortgage broker has informed me that I can only get an Interest Only mortgage for 5 years. That cant be true right?? My problem is I have just changed jobs so I dont meet some criteria. I earn 120k /yr but they are restriting me on the grounds of this. Any ideas? C
  5. Cian

    FHOG/6 Months/Renting

    Hey all, I can honestly say that I know very little about investment stratagies/finance and building wealth. I hope to learn alot here. Presently, I have just begun my first "investment". I am using 18k of my own cash + the 7k FHOG to build a house which should cost me all in 370k. The...
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