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  1. J

    one partner values financial security, the other loves alot of travel. Ideas please.

    Some are warning about making sure what you want and some say you can balance both, time will tell.
  2. J

    Which Phone?

    Phone I absolutely love my I phone . I can check emails while putting a baby to sleep or anywhere . I surf the web And do everything anywhere, anytime , without waiting for a laptop or netbook to open up . It's wonderful !
  3. J

    My friends in massive credit card debt

    I know people who suffered for decades because if a husband or ex who lived extravagantly and dragged their partners and children into poverty and debt over and over while they continued to live extravagantly and plead poverty to get out if paying child support because if self inflicted debt...
  4. J

    My friends in massive credit card debt

    I haven't read all posts and I am fortunate not to have ever been in thus position but I know 2 very high quality people who have been in this situation fir different readons but aparently if u have a few credit cards with interest free periods whether one month or more u can apparently keep...
  5. J

    Is it worthwhile investing 5K in shares?

    If u want to learn about stocks then there's plenty if advice. I put 5000 in a managed fund and a fewyrs lAter the 5000 was 8000 . So I think that's better than term dep. When they warned of a crash I took it out si didn't lose a cent . I had access to it if I needed it suddenly so that was...
  6. J

    Positive Attitude Needed!

    The cd set or DVD of the secret helps me b positive. However really it's about quiet and listening and supporting when it's someone else suffering . I've had to b a support person for decades for people close to me with health problems . Good luck !
  7. J

    Mobile Phone Insurance - iPhone

    My iPhone had terrible reception the first month . I Had to keep resetting all settings to improve it . Seems ok now though . B4 u use it perhaps get the iskin set which includes cover for screen , back and holder to put on belt or waist. At times it's fine if drpped but I have seen broken...
  8. J

    private hospital staff and patients are bullying a friend.What can i do?

    they spoke to ward manager and were told that there are 3 patients who gang up and bully others and it's a problem they continue to deal with . The staff bullying is around the stress those patients cause so seems like it's being dealt with . Thnx.
  9. J

    private hospital staff and patients are bullying a friend.What can i do?

    I have a friend in private hospital who has a serious condition. she has been admitted to a hospital well known for helping this condition. However there seem to be some very nasty scarey bullying patients there, and even some nasty bullying staff there. Her family have suffered to scape...
  10. J

    Ex partner forcing the sale of an investment property?

    this can occur in many scenarios Many yrs ago 2 siblings owned a property and the brother wanted out. . The sister had alot of stress buying him out but has since earnt a fortune from that property which remains her main income. I hope things work out for u .
  11. J

    The Importance of Having a Buffer

    I've heard top financial experts say that u should have enough buffer to last 8 months of expenses . Good luck .
  12. J

    The best investment vehicle of them all. 0% $$$ outlay and massive returns...

    There r different mentalities . I wondered where certain items if my grandmother disappeared to, only ti find that a relative gave all if them to my brother as if I didn't exist . It shocked me but I stayed silent . It's just not that important to me . I don't feel a need to blow all I...
  13. J

    Dear Mods

    Everyone obviously has their own opinion however I have contacted and responded to people asking about suburbs that I know about or any other issue that I could help with Why not? We can all learn from each others knowledge and experience. I don't know why certain things bother some people...
  14. J

    son is asking big questions about how to have a relationship with a girl.

    I have a son in his early 20s who went to an all boys school and is asking big questions about how to have a girl in his life, how to have a relationship in his life. He is a quietish, trustworthy, humourous, serious minded lovely gentle natured young man with goals of working to support a...
  15. J

    Beauty treatment - is this really what it costs?

    Hair dressers will almost push you into this i find. first i had just light streaks done once a year. i didnt mind if they grew out it wasnt so noticable. Then the hairdresser without my permission did more coverage of a much lighter color which would have forced most people to go back to...
  16. J

    sorry - but i'm not going to 1 on 1 mentor

    Noone should stretch themselves more than they can to help others. and yet where would we all be if some didnt mind both sharing and receiving on this forum. I think rumpled elf said it well that for whatever reasons, often low income some people need to move very carefully and very slowly...
  17. J

    sorry - but i'm not going to 1 on 1 mentor

    Mentoring I understand lizzie as I have people around me in my personal life who leave me feeling stretched thin , pressurised , guilty with more requests than I can handle . But I feel compassion too for people who make requests and after all that's what forums are for . Kind people on...
  18. J

    Pros / Cons of Buying a Block of Units

    a relative has lived off the income of a block of flats for decades . For that kind if money she'd be earning alot more if it was put into a managed business or commercial property . But it's a very safe investment overall . At times there are headaches, tenants who don't pay and make up stories...
  19. J

    Top 10 favourite movies.

    Some that r favourites that I don't think have been mentioned Enchanted( hilarious musical comedy) chuck and larry( hilarious) the contender( drama of how a woman contending for becoming president handled a dirt campaign with grace .) click ( hilarious and inspirational) sound of music
  20. J

    Thoughts on our specific situation

    I don't know if this is an option but if u want to build wealth fast possibly if it's viable delay having kids a bit longer than u thought . Kids will slow u down alot . People who hav kids after building wealth first have it so much easier for all their life .
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