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    Homeside/NAB practical completion valuation timeframe

    Hi all (especially the brokers!) My new build house (in Sth East QLD) has reached practical completion stage and I have sent all required paperwork to Homeside/NAB for them to release the final payment. I understand that they will be sending a valuer out to make sure that there is a house...
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    cost to replace basic custom vanity?

    Hi all I have a near new custom vanity in my bathroom which has unfortunately been water damaged and I think it will need to be replaced. It is a basic design (single cupboard with 2 doors and 3 drawers) and is around 1100mm wide and 350mm deep. It has a basic laminate finish. All other...
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    Recommend Building Inspector for a new build with issues (Brisbane)

    Hi all I'm currently having a new house built which is nearing completion. It is on the Northside of Brisbane. I've been having issues with the builder in terms of delays and poor quality workmanship and they are now rushing big time to get it finished before the contract date. I'm worried...
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    Recommendation for financial planner in Brisbane

    Hi all I want to give my current financial planner the flick. He is nice enough but I don't think he understands the IP world as much as I would like and I get the distinct feeling he is trying to push me into strategies that pay a nice commission for him but aren't conducive to our long term...
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    Debt recycling on a PPOR which could become a IP

    Hi folks Seeking some advice from the finance experts here. Here's the situation: Married couple, late 20s, combined gross income $175k About to settle on a $420k PPOR at 80% LVR. No other investments. Current cash flow enables us to comfortably put in around $800 per week more than the...
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    Fitzgibbon Chase, QLD?

    Hi all I've been keeping a close eye on Fitzgibbon Chase on the northside of Brisbane lately. I'm looking for an 'easy' investment - buy and hold for a fairly long period and something which will be easy to rent out, hopefully to stable tenants (e.g. families). Returns don't need to be...
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    Bank Valuation - how often high or low?

    Hi all I apologise for what may seem like a pretty basic question to some, but I am pretty new to this game. I'm in the process of buying a PPOR. The bank has ordered their valuation and it has come back spot on what we are paying - to the dollar. Is this a fairly standard outcome? How...
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    What's the catch? (Deagon, QLD)

    Hi folks I came across this one today: http://www.realestate.com.au/property-house-qld-deagon-114297559 $137k for a 1 bed villa in a decent location with rent of $238pw. On the surface, that's an excellent yield. The complex, while not a retirement village per se, has been designed for...
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    Any ideas for this kitchen?

    Hi all I'm soon to commence building a PPOR. After sitting on the plans for a few weeks I'm starting to have second thoughts about the kitchen. I've attached a copy of the kitchen from the plan. My main concern is around the corner pantry. We want lots of storage space, which is why we...
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    600mm vs 900m oven/cooktop?

    Hi I'm currently in the process of finalising the plans for a 3 bed, 2 bath house which will initially be a PPOR but with a view to converting it to an IP in around 5 years. We had initially thought we would go with a standard 600mm wide oven and a 750mm wide gas cooktop. We have since...
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    IP in Canberra??

    Hi all What are peoples thoughts on Canberra as a city to invest in? My thinking is the local market is probably going to be a bit flat for the next 12 months or so with public service growth stalled or going backwards...so will hopefully be able to pick up something cheapish and then sit on...
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    Tenant approaching owner to buy property?

    Hi all I'm a tenant looking to buy my first PPOR. I currently live in a 2 brm apartment in Canberra which I am very fond of. I would quite happily buy it if it was up for sale at the right price. There is nothing to make me beleive that the owner has any intention of selling. I have been a...
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    Numerous credit card applications on credit file- detrimental?

    Hi Over the past few years I have applied for a number of credit cards to take advantage of various promotions offering bonus frequent flyer points for new applications etc. I have always paid the balances in full and have never paid a cent of interest and cancelled the cards after 6 months...
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    Tenant asking for a rent reduction

    Hi all, I realise that this forum is made up mostly of landlords, but wanting to get your opinions on an issue with a unit than I am currently renting in Canberra. My wife and I moved to Canberra in December last year from interstate and signed a 12 month lease at $410 a week for a 2...
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