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Have a great time with your family! :) Japan can be very cheap if you stick with local food. I used Rakuten Travel for bookings and it was very useful (cheap accommodation, pay on arrival, etc.) Also got a rail pass, which was awesome for travelling around different cities, considering one-way...

That makes sense, that really should be how exclusive authority should work! But how "the effective cause of sale" is to be determined, that's up to the court to decide based on presented evidences I'd assume? Good thing it worked out well for you guys! But did they sue you directly for...

:eek: so that means the purchasers have no options if they get caught in the commission war between agents and the vendor! Unless whoever they bought from is the same entity that introduced them to the property to begin with? How would you have advised a client who intends to purchase a...

"Introduced to the Property" means that the person was made aware that the Property was available to purchase irrespective from whatever source and without limiting the foregoing a person shall be deemed to have been introduced to the Property by the Agent if the person became aware that the...

I think financial education should be a compulsory part of education - people need to know basic money management skills. However, I dispute that algebra is useless. With Mathematics, I think every single person in society should at least finish 2U maths. People should know how to calculate...

Amalgam fillings are held in place not by adhesive force but by physical retention. Tooth coloured fillings are held in place by adhesive bonding material (the "glue"). Sounds like 2 of David's teeth may be having recurrent decay underneath the existing metal fillings. Perhaps the dentist is...

Okay I got it. Thanks for the clarification Terry :)

What if the funds already in the account is substantially less than the amount used for investment? For example, there is only $100 in that account. $50k gets transferred into that account, and then $50k comes out for investment?

I just went over Domjan's case briefly. Is it right then to say that funds available as a result of refinancing should never be credited into any account used for personal purpose, otherwise tax deductibility of interest on the refinanced portion of the loan becomes questionable? So for example...

I was also in Year 10... I thought my friend was joking when she first told me on the train. I still remember that particular moment even though I can't remember what happened at school later. I don't think I fully appreciated the consequences of this tragedy until quite a while later. Can't...

My goal set in 2010 was to have $1mil net equity by 2015, it's going to be tough given my current position, but I am greatly inspired by your life story Oscar, both in terms of your investment and professional endeavours, so I will keep on trying my best and see where I end up at. Thanks for...

Check onthehouse.com.au I've noticed quite a few houses in the Hills District going down in prices over the past two months or so, market does seem to be slowing.

Thanks for the reply guys. It's actually a top up fence, there's already concrete wall 0.9m high present, I just wanted extra timber fence on top of that to make up the height. See pic. The developer stayed with the legal minimum fence height in a unit block (apparently said to be 0.9m, which...

I'm thinking of installing a small fence in my courtyard for extra privacy. Basically looking at paling timber fence, dimensions are 2.8m in length and 0.9m in height. I've been quoted $400+ for this job by one contractor. Another has said materials + $40/hr labour. Does anyone know...

Well, you see, my unit is one of the cheapest out of the whole block (based on market price). It has no water views, but the ones with water views of same size and with same number of bedrooms as mine located 3 floors above me, are paying $100 less than me. Called department of fair...

I just received the proposed budget for our block of several dozen units and got a slap in the face when I looked at the levy charged on my unit. I did have access to a copy of finalised Strata Plan before settlement. I checked my unit entitlement, it was exactly the same as the total area...

All went well :) Settled and ready to move in. FHOG was very handy, and managed to claim back application fee as well. So finally it's time to do some furniture shopping! Ah... what a relief!

Well, what dramatic turn of events. Just received information that settlement's been booked. Finally! So one thing I have learnt, really really need to push the boundaries in times of difficulty. If someone says no or may be or some other excuses, don't take it, find your own way to do...

Update. Good news and bad news. Good news first. Apparently Broker talked to BDM re application fee. BDM said I don't need to pay that so will have that sorted after settlement. Bad news. Yesterday I got the contact of the Perpetual person in charge of my case. Emailed it to my...

Hi VIC Lender, the address changed because it was OTP and they finalised pretty late. The problem with valuation appeared to have occurred because VALEX amended the valuation report incorrectly, and that led to delay. However, I believe the broker has given up on me somewhere along the line...