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Back story: We had 3 LED downlights installed in PPOR to replace 1 old flouro fitting. After that, we noticed some channels on tv dropped out when those lights were turned on. Wasn't a problem before. Reported it to the installing electrician, who came back, spent several hours...

We have been recommended to consider using 'premium' tile grout on our soon to be re-tiled kitchen and hallway floor. Apparently this doesn't need sealing, and will not stain, and will look good for 15+ years. It is more expensive, but does any one have any experience of it, is it worth it...

Anyone have thoughts on best choice for a new floor covering for a study? - concerned about the wear and tear from a wheeled office chair - either it might wear out a patch in a carpet or scratch a section of a wooden floor. Don't really like the look of those clear plastic protective mats...

Hi, some time back i stopped paying the strata fees on our IP myself, and had the PM do it on our behalf. Just checking the latest strata accounts I see we've been hit with some late payment fees. When I questioned the PM he said it is because when the quarterly strata fees were due...

Has anyone recently taken out a loan via their SMSF to borrow and buy property? Which bank/ lender did you choose & why? Which loan product/ features? Any experience to share of their process (how smooth it went, how long it took, pitfalls to watch out for, etc) (we have a SMSF with...

I know websites like this are very rough guides at best, but I've been monitoring some properties i know well, and sometime in the past week or two, their values have jumped up by 20, 30% to values that are not realistic. anyone else noticed? do we know why?

Using this example: A person has a PPOR with a non deductible of say, $300k P&I loan. They borrow an additional $100k from their PPOR equity as a new, separate IO investment loan, invest it in shares/ managed funds, declare the dividends etc as income and claim the new loan interest...

Hi, Anyone had any experience/ advice on painting exterior floor tiles? These are terracotta (maybe glazed?) in a porch-way outside a front door, they are under some cover but still get hit by some rain, and also of course foot traffic. Problem is the tiles are 15+ years old, some are...

http://www.theage.com.au/money/super-and-funds/super-draws-a-growing-diy-band-20131101-2wocv.html quote: "...a Sydney couple in their 40s, recently started an SMSF. '?What we like about it is we can make our super funds work for us,? van Pelt says. ??We are taking control of our destiny in a...

We're doing some refinancing and the bank are insisting my wife gets a solicitor to advise her and countersign her guarantor certificate, even though we have done this many time with them. Any way to get around this, and if not, any advice on good (and cheap?!) solicitors who can perform this...

We're in the process of updating our SMSF to be able to borrow to buy resi IP, setting up Corporate Trustee, revised Trust Deed (to allow borrowing), Bare Trust to hold property in, etc. Looking for any recommendations pls for a solicitor or conveyancer with expertise in assisting SMSF to buy...

Hi, I'm looking for recommendations for best on line tools or other resources/ methods for estimating re-building costs of our property to make sure the insurance cover is adequate...any suggestions?

Looking for some experienced investors'experiences/ stories.. What happens when a strata block of units or apartments either gets old and too costly to maintain, or the land value makes it worthwhile demo'ing and building new -do the owners decide collectively to sell, or does a developer come...

Is 'old' an adjective? So my 8 yo has been doing grade 3 Naplan tests. one of the trial questions they did in class was this: Which word in this sentence is an adjective (describing word): "The old horse walked slowly around the oval" you could choose old, walked, slowly or oval as...

Our property in Melbourne has a broken (badly cracked and badly repaired) floor tile in a bathroom. Looks very ugly Just wondering if it is possible to repair this without replacing the whole floor? I guess its possible to carefully cut out and remove the damaged tile without damaging...

Hi, just had a bldg & contents renewal quote for our PPOR; a +29% increase on last year:confused: Did a quick online quote with another insurer and got a quote for 60% less. Complained to original insurer (who we've been with for 11 years) - they dropped their quote (surprise surprise) but...

So we're in the position where if we sell one of our IPs, after costs and CG tax, it will more than pay out our non deductible PPOR loan. And that was the reason we bought the IP, to help pay off PPOR quicker, not necessarily as a longer term hold. .. but now the IP is roughly cashflow...

Hi, a 6-month lease is expiring on one of our residential IPs and we were planning on offering +$20pw rise for 6 month re-let, based on reasonable market conditions, but the tenants have asked for a new 12 month lease.. any opinions on what would be a reasonable rent increase pw for a 12 month...

Hi, sorry I thought I saw a thread about this and now I cant find it. There have been lots of posts about the allow-ability (or not) of capitalizing interest on investment loans, and the issue of whether the reason "doing it to pay down the PPOR loan quicker" is okay or (mostly) not ok...

If I incur costs (fees, revals etc) in setting up a new line of credit with the intention of using it for investment purposes, but havent drawn down any funds before the end of the same tax year, are the costs deductible, or can I carry them forward, or...? Thanks