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    Im losing my mojo!

    Hi TMNT, well done on your success and bounce back mate! good on ya. I don't think you are losing your mojo. In fact you are probably better at assessing risk and better chance of achieving bigger success now. The fact that you are asking this question, maybe you need to think it through...
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    Melbourne Get Together Tues 8th July

    Hi, hope I am not too late +1 for me Thanks
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    An Update...

    Hi Mr HiEquity, always enjoy your posts and insights. What a great opportunity... well done on grabbing it with both hands. All the best. A blog! Fantastic idea. You never know, it might generate some money for the kids and turn into a great business lesson. :-)
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    Hands up for those nearing Financial Freedom

    Hi, What a great thread. I can understand the separate issues of being financially free and letting go of your job. My mom who is in mid 50's has been financially free for the last 15-20 years. Was always able to pay everything out of rents, without including the capital appreciation on...
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    Request for advice/services for a cash rich/time poor potential property investor?

    I don't get/understand anything on what you are doing here or trying to achieve! What a useless discussion...... Anyway... good luck with it all...
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    To sell or not to sell...that is the question!

    What do you plan to do if you sell? Have you thought of the reasons why you bought the property?
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    Need some guidance on my situation

    Agreed Terry, makes sense. Thks
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    Need some guidance on my situation

    So does this mean I talk to a financial advisor after I have made the money? Or at the least after I know how, where & how much money I can make - then I go to them for financial advise? I guess at the end of the day... we just got to get off our bum and make money. No amt of Financial...
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    Need some guidance on my situation

    Terry, stupid question from an ignorant person but can you give any examples of a financial advisor who has made money for a client??
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    My first CIP

    Thanks Starter. Sounds good. Congrats once again.
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    My first CIP

    Congrats Starter. Great stuff and thanks for sharing. Understand it is CIP and providing a great yield, but can I ask if you expect any Captial Growth on it? (say maybe 3-5 yrs onwards)
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    Early retirement without a fortune

    Good q :D India, China, Malaysia, Singapore - was what I had in mind. They seem to be churning out more engineers and doctors than the developed countries. Competition and a high regard for education is a key driver of the quality of graduates that come out of uni’s.
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    Early retirement without a fortune

    Good points. And competion for entry into uni's is a big driver for better results. If you have 10,000 students competing for 1 seat at a uni VS 1,000 students for a seat - guess where the students need to work harder? This is the difference between education in Aus and in Asia.
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    Commonwealth Bank Retention

    Sounds like the usual Big 4 banks experience!:D Jake, for what it's worth, they are all as bad as each other. Concentrate on getting a person you are comfortable dealing with at the bank. (Maybe a reference from someone, etc) They make all the difference! Regarding refinance...
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    Leveraging Up...

    Congratulations HE! Great stuff. Newbie to the forum. Good on ya for getting into the pool and swimming. Thanks for sharing.
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    Next step advice please

    Hi PT Bear, great reply. Esp the part abt the developments in low value areas not adding up to much profit. In addition to targetting suburbs where the land value is higher, I guess the other option is to try developments with 3+ units. That way you can book some profit from the 3rd onwards...
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    KFC, Hungry Jacks, Red Rooster, etc..

    Understand you get a stable tenant on a long lease when you go for KFC, etc. But the investor seems to sacrifice quite a bit of yield for the security. Isn't a CIP with a large land content value a better investment? Granted there is the risk of vacancy, but the upside of capital growth...
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    CBA are doing it tough

    Interesting point Dazz. You are correct. I guess, the only way to negotiate these type of fees which happen at the "end" of the process rather than at the "start" is to keep an eye out for the "total cost". In saying so, I think would be hard to negotiate on these fees. Probably better...
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    What would you do?

    Hi SS, Given that you guys are unhappy at the place and have a low interest mortgage, I would buy another property and keep the existing apt. This would 1) Give you the happiness of staying in the place you want 2) Great opportunity to negotiate hard and buy a place for under market value...
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    Want to invest in the stockmarket

    Hi Investor2009, I have also been trying to learn more about the shares . The way I have been trying to choose shares in my limited experience has been more ad-hoc. For example, a couple of years ago the company that I worked for was taken over by another company. I changed jobs six...
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