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    Current Fixed Rates

    St George Bank today increased their 5 year fixed rate from 8.45% to 8.69%. Their 1 to 4 year rates went from 8.55% to 8.69% also. Is this an indication of how they think rates are going in the long term?
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    Land Only, no income - Negative gearing ?

    Quick question.. If someone owns land, for investment purposes, but has no income from it, are all the costs rolled up to reduce the eventual Capital Gain, or can they be offset annually against other income, in the same way as Property with a rental income ? Thanks
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    St Clair NSW House & Granny Flat getting $410pw

    We are very close to the point of selling our NSW property, as we wish to re-invest in land up here in QLD. It is a three bedroom House with a 2 bed granny flat on a 727sm block in a cul de sac., in St Clair,2759, between Blacktown & Penrith. The three bed house is getting $250pw, and the...
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    CGT & subdivision

    I'm trying to work out a possible future CGT scenario. I am considering buying a block of land next to my PPR, and making my garden much bigger. If I do this, and just treat the land as my garden, but then, one day in the future, (say 5 years), do one of the following options, how will CGT...
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    Would you buy at is 4.75% Return

    Hi opinions wanted please, Is a return of 4.75% reasonable in Western Sydney, St Clair area. Current value of property is $480,000 with rent being $440.00 Would YOU buy at that price ?
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    QLD Population increase forecasts

    Using info from another thread, I have seen that the following SE QLD areas are expected to have the following population growths from 2002 to 2026. Hervey Bay 92% Caboolture 71% Redland 46% Brisbane 20% Logan 16% If these figures eventuate, will it result in higher increasing property...
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    Victoria Price Movements 9/02-9/03

    An interesting article showing Victorian Suburb price changes from September 2002 to September 2003 is here I particularly liked the variation at Blackburn : eg: Suburb........... 2003 price ....... 2002 price Blackburn .......$420,000 ..........$375,000 12.0 % increase Blackburn N ...
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    Stamp Duty - State differences

    I came across a web site stamp duty calculator at yourmortgage.com.au and I saw the following stamp duty figures for each state. I thought it may be useful for some people who haven't seen these differences before. It also shows another reason for buying in QLD ! Stamp duty for $200,000...
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    Property prices 1981-2002

    How many people have looked at the property values chart on the Navra Website I hadn't realised how much the Melbourne median price has gone up since 1982. 6.49 times, whereas Sydney only went up 4.7 times. And, looking at the Capital cities of Sydney, Melbourne, Brisbane, Adelaide, Perth...
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    Quicken Accounting Software

    A bit of info for you: From December 1st, versions of Quicken Personal Plus 2004 at $149, with a "special promotion sticker" will entitle the buyer to get a free copy of Quicken Share Analyser v2, normally valued at $299. "I know some of you dabble in shares too, so I thought it may be of...
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    Qld Tenancy Database Faq

    For anyone interested in the RULES on Tenant database information here it is : http://www.rta.qld.gov.au/Tenancy_Database_FAQ.cfm
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    Growth in various areas last 12 months

    I just saw this info on the www.retv.com.au web site: Sydney capital growth 12 months: Inner Sydney houses 9.83%^, Eastern Sydney houses 9.45%^, Inner West houses 9.44%^, Lower North Shore houses 8.12%^, Upper North Shore houses 6.72%^, Neutral Bay/Spit houses 9.44%^, South...
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    Today Tonight and 5.3% mortgages

    Did anyone see Today Tonight, wed 22/10. They said that CBA do a home loan at 5.3% variable, while the average is about 6.5% Is it worth knocking on the CBA doors tomorrow ?
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    Rural Acreage v 700sm blocks

    What are peoples views on the alternatives of : 5 acres with 3 bed house or 700sm with 4 bed house similar price and only 10 mins apart. I am trying to work out what might be best, and I can't find a crystal ball to work with :)
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    Macleay and Lamb Islands SEQLD

    Last year these islands were exposed to the nation via the TV show "Hot Auctions". Property prices jumped. eg: one property on the show sold for a high $62,500. It sold again last Satuday for $152,500. A nice little earner for the buyer. So what happens next ? Well, it's going to...
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    Quicken bookkeeping software

    For those of you who use, or are thinking of using the Quicken range of book keeping software; the new 2004 range is coming out on 3rd November. The information I have on the cheapest version, Personal Lite, looks like it comes out on DVD. So check that point first, if you only have a CD in...
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    One acre for $59

    Not sure if this should be posted here or in the coffee lounge ? One acre for $59 - on the moon October 13, 2003 REAL estate agents are known for going to extremes but this land sale is almost over the moon. A new Melbourne real estate agency, Lunar Realty, opens its doors tomorrow...
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    Credit Cards & Borrowing Capacity

    We all know that having credit cards can reduce our borrowing capacity by a large fgure. How many people cancel their cards before applying for the loan, and then reapply for the cards after they have got the loan? I suppose it only works with those that can afford to pay off the loan...
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    Property Prices

    Looked at Two properties this week, signed contract at the asking price, no negotiating. Both sellers have rejected their own asking price. Reason: too many people are interested, and the price is now being increased. One property is in the paper at $245k, the asking price is now $255k...
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    Depreciation & TV Extra program

    Channel Seven Today Tonight has just advised 1.2million Property investor's, that currently are not claiming depreciation, to hire a QS to get a depreciation schedule done, and get up to around $8k a year back in tax. Depreciation experts may suddenly get very busy :) just edited this as...
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