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Thank you The Falcon, Pinkboy I really appreciate the knowledge shared by The Falcon and Pinkboy in this thread. If i see either one of you responded i will read on. Much to learn from you. Kudos to you both! Thanks Anne PS. I would like to hear more from I V on what the novices can do to...

Thank you very much Scott! Anne

Hi All, My French windows are all rotten in the bottom corners. Will they need to be replaced completely or repaired? Attached is the photo of the rotten bits. Thank you, Anne

Hi , there are 2 sides of the suburb: the one near Logan road is not as good a location as the side around near Abbingdon street or near Gabba central. Ta

How about doing a) and c) build up a share portfolio or index funds? Cheers Anne

Hawaii Hi All, I just bought tickets to Hawaii for $600 return in June. (Jetstar from Brisbane). Ta Anne

Having owned one before and the stress we went through during the flood ( although the water did not rise to the house floor level) it is not worth it. Even if it is cheap, I would stay clear. Insurance with flood cover is almost triple premium you would pay for the normal block. Ta Anne

1. I agree with Virgo about the book, I read it for fun and then discovered what my partner needs is very different to mine, and instead of giving what I think he needs, I started to listen ( I mean really listen, rather than in one year and out the other ) and our relationship has changed...

Thank you Coastymike, Do you know if I can use the WDV from the Depreciation Schedule ? Ta Anne

Hi All, I sold one IP last financial year and try to work out if the accummulated Low Value Pool deductions over the years to be included to reduce the cost base to calculate capital gain tax for the sale. Example: Low value pool assets: $5000 Low value pool deductions for the last 5...

Da Nang is a very nice place to visit, where you can take a day trip to see Hoi An. We stayed at this place 2 years a go and found it was superb! However price might be expensive this time of the year as it is kids' holiday and summer, so it will be very hot there. My favourite...

It happened to me once, and they also charged me the termination fee as they closed the fixed loan instead of the var. i rang and explained to them. They fixed the problem within a few days and reversed the fee. I hope your problem will be resolved soon. ta Anne

Spouse super contribution Hi Dockerboy, As your wife income is low, you could consider spouse super contribution https://www.moneysmart.gov.au/superannuation-and-retirement/how-super-works/super-contributions The $35k is for 50 yr old and above. Under 50 the cap is $30 this financial...

Hi All, Hipages.com.au ( sorry for the incorrect site name) My friend used this website for their renovation and highly recommends the builder/trade men from this site. Just thought i share with you. Ta PS. i have not used this website before.

Hi Chindonly, Maybe i did not answer your question properly in the other post. I will count my PPOR as rental once we travel and 1 rental with good rental income ( being new and in a good location which i bought under market value) with no debt. Maybe it is financially smarter to have...

We are planning to travel extensively overseas once our kids have grown up and left home, then with one rental with really good cash-flow and low maintenance/good depreciation and renting our our PPOR will be enough to cover our living expenses overseas. When we stop travelling, our super will...

I have stopped. I might be the odd one out on the forum. Used to want to have 10, had 3, now 2 and i think it will be enough for us with having passive income from rental, share, super in the future. But i will be working for as long as i still feel satisfied and challenged. I would have liked...

5% cash rebate Hi, A bit off topic but i thought i would mention that ME bank and ING direct are offering 5% cash back for 5 months for Paypass transitions up to $100, which means if you spend $1000 you would get $50 back, which is better than the credit card point. I am with citibank and...

For me: 6 days/w half hour each: 3 body pumps (weight), 1 yoga, 1 ABT, 1 combat. I try to walk on Sun aiming for 10k steps.

You are surely missed BayView!