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  1. monty

    What happens when Boom goes to Bust..

    What's wrong with negative equity? Obviously you can't use negative equity to fund further purchases but are there any other drawbacks? E.g. do the banks start ordering valuations if they see prices crash and start asking you to tip in some cash?
  2. monty

    Redcliffe/Scarborough or North Lakes?

    I've been keeping an eye on houses in Redcliffe around $400k for a few months now and I wouldn't say you've missed the boat (assuming there is one to be caught). When I was doing some initial research late last the year 1 year the median house price growth was 5% and the year before that 8%...
  3. monty

    New computer set up

    An all-in-one PC might be an option. They'll do what you want and will save some desk space. Here are some options. We have a couple at work and they can cover browsing and checking emails that's for sure.
  4. monty

    Federal Leadership challenge called

    This is a good point if Turnbull becomes PM. He may be better liked by the public but I think there is a chance he will be torn between his left leanings and keeping the "dries" in the LNP happy. He might end up pleasing no one.
  5. monty

    Purchase in Ingham QLD

    Yeah, I don't know if I'd say "plenty" of people commute daily to Townsville for work (or Uni). I don't live there so I could be wrong. Yabulu nickel refinery workers used to commute (and I assume still do) but Yabulu is a little north of Townsville so the trip is a little shorter. In any case...
  6. monty

    Purchase in Ingham QLD

    Hi CARCNS, You're from Cairns so I guess I don't need to tell you that Ingham is a pretty sleepy town. From my casual browsing or re.com.au it seems property stays on the market for quite some time waiting for a buyer. A lot of the youth leave town looking for employment and never return...
  7. monty

    Mindfulness Meditation .. For kids

    This was an intersting book . He talks a lot about how the mind works (maybe too much for some readers) and not so much about techniques but it did open my mind to meditation which I always rolled my eyes at up till that point.
  8. monty

    France terrorist atrocity.

    Yeah, the press never goes wild when there are non-muslim-terrorist massacares.:rolleyes: Christianity comes in for criticism on SS, whatever that means as SS isn't a big sample of our society. In the wider society fingers are pointed at Chrisianity regularly (and rightly so)...
  9. monty

    Terrorist attack

    There's one example of scaremongering. There are more which have not taken that approach.
  10. monty

    Terrorist attack

    I have only been following this via a few web sites (smh etc.) so maybe I missed something but I haven't seen anyone get that dramatic. The reports I have read clearly state that no one knows if this is a terrorist attack on not. Sure, the reporting should be responsible and like I said above...
  11. monty

    Terrorist attack

    Yeah, and the Lee Rigby murderers were just "two idiots with knives". If you can't see this is a big news story you are being willfully ignorant.
  12. monty

    What have you achieved this year!!

    This is a good thread. Some industrious people on this forum. Got keys to IP 1 in January (which is in a different city to me). Managed full renovation of IP 1 which is now rented out. Decided on markets to source IP 2 from (in a different state this one) and actively searching. Completed...
  13. monty

    Garlic shop is now open

    Hi Lizzie, Will internet orders be your largest source of sales?
  14. monty

    Could it be a trust?

    Just curious. Thanks for the reply.
  15. monty

    Could it be a trust?

    Hi, I have an RP Data report which lists the owner of the property as XXX Pty Ltd. Could this be a trust? The agent was telling me the vendors are selling because they are retiring and I wasn't expecting a Pty Ltd as the owner. Thanks
  16. monty

    How to find IPs (interstate) other than on domain/realestate?

    Hi Anisha, I'd be spending months instead of days on those websites getting to know the market(s) you're interested in. During this time you'll see places come up for sale, be sold and then come up for rent. This will give you a good feel for purchase prices and what rent you can expect...
  17. monty

    anyone got a plumber contact in Newcastle

    Asher Hillcoat did some work for me on a reno earlier in the year and he struck me as a good bloke and competent. 0400 217 521
  18. monty

    Best Live Act seen.

    Heaps of good memories at Soundwave over the years. Lamb of God a couple of years ago comes to mind. Anthrax at eastern creak was great as well.
  19. monty

    Robert Kiyosaki

    This is what I thought as well when I had a look at the website. If people are only interested in RK they might do just as well saving their money by watching his YouTube videos. There are several that are 1 hour or longer. Coincidentally I watched one over the weekend and it was quite good.
  20. monty

    Brisbane: Indooroopilly and surrounding suburbs

    So around 5% is what you would expect?
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