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Thanks Terryw! Other than the cases above, does the ATO have a publications etc that explains this? As I'm sure i'm not the only stupid person that didn't know this?? The reno is going to cost more than the borrowed 30k (owner builders... suprise, suprise!) Would this go anyway to prove...

Hi.. I apologise in advance for my ignorance..... But in relation to the above conversation, I'm after your extensive knowledge for my quite simple situation. I have recently borrowed 30k to completely renovate an IP, the loan was funded into my everyday transaction account, I then...

Hi, Thanks for your answers. After all that the real estate agent didn't actually date the contracts, so they weren't technically binding.......... thats how I understand it anyway and have now got the contracts corrected by my solicitor. Thanks again for your help.... you did put my mind at...

Hi, please help..... on saturday my husband and I found out about a local auction, so went a long for a look. We ended up being the highest bidders and paid our 10% deposit. As this was totally unplanned, we did not have finance in place etc but as he is a builder are confident about the house...