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I have a 5% deposit saved as well as enough for stamp duty and legals, etc. However, when my broker applied for a pre-approval, they declined a 95% LVR, but subsequently agreed to 90%. This leaves me short $20k on a $400k property. I can save about $5k by settlement time if I were to buy in...

My personal credit file is clean except there is an entry there for a directorship in a company that is now liquidated. There is one default on the company's file for about $600. Is this likely to be even looked at by a lender or LMI? On the plus side, I've had stable employment for over 5...

I'm finally able to save funds for a deposit to get back into the property market. I have been told by a broker that these days lenders will lend up to 95% with LMI. I asked him about the normal 10% deposit required on exchange and he said that in the current market, vendors are more willing...

Here's my situation. I don't currently own property (divorce/business). I have a girlfriend of some 3 years that I don't currently live with, but have marriage intentions down the track a bit, maybe in the next year or so. She has a house worth around $450k, with a mortgage of $100k. Due...