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So now we're talking a 1.14% discount off CBA's variable rate? Is this through the retention team? I thought a 1% discount was the best anyone had achieved from CBA?

And what happens if you end up with a disability/illness and cannot work for longer than the total 11 months paid leave you have owing to you? Say you're 40 now, IP insurance will provide you with a salary for the next 25 years. A hundred odd bucks a month for a policy (that is also tax...

Mosaic tiles are more expensive to lay that standard say 100 x 100.