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    Negotiating home loan rate

    Hi, I am looking for Home Loan from Westpac (to get staff benefits). Though they give decent discount to every employee, they mentioned that the discount is reasonable and no further discount could be given. Effectively, it is 7.06% variable rate. Now, does anyone know if the Bank...
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    PEL 267 clause in contract

    Hi, My lawyer advised me that contract for the land purchase mentions PEL 267. On asking what exactly it implies, my lawyer advised that: If Petroleum is discovered on your land, or nearby, you will have to move. Or, there may be a right to build a refinery next door to you. Now...
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    Loan structure - fixed or variable?

    Hi, How do I work out my loan structure preference for Fixed and Variable rate? Any opinioin/expert recommendations? I have been told that generally people go for 100% variable. But nowadays, going into a 3 years fixed rate loan would be preferred given that there may be some rates hike...
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    Deposit Bond

    Hi, I am looking to buy property OTP with 10% deposit. My funds are sitting in my stock portfolio, and somehow, I don't think that it is not really the good time to liquidate them. Beside that I don't have any (property) equity or savings, Sunset Clause mention 18 months in the contract...
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    Rooty Hill, NSW

    Hi, I am evaluating Rooty Hill off-the-plan property at the moment. It seems affordable at this stage with good rental yield. It is very close to M4/M7 and has its own train station (although slow station). It is close to the market and area has good schools and hospital. It is 3 BR villa for...
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